Aged dept

[stuarte73]

Any help appreciated.
Looking to get a mortgage but I've noticed a default on my credit file from 30/08/09 but the default wasn't recorded until 19/07/12.
A few days short of 3 years.
Can this be done ? I haven't made any payments since 2009 .

Thanks in advance .

[Debt Camel]

Re: Aged dept

What sort of debt was this? For most consumer debts (credit cards, loans) a default should be registered when you account is between 3 and 6 months in arrears. This article explains more, including how to get the date corrected if it is wrong: http://debtcamel.co.uk/debt-default-date/