jbw council tax debt

[oscar1173]

Hi I was hoping to seek advice pls . I received a letter from jwb for a council tax debt amounting to £177.00 . I rung them today as they letter was stating to contact to either pay or make a payment plan or enforcement team would visit. When I rang I was told I had to pay £85 a month until it was paid as there is only 3 month left in financial year . I told them that this wasn't possible as monthly wage is £440.00 and I have to pay board an get my food etc . They offered to reduce it to £50 . Again not do-able. I'm just stuck at what to do as the house I live in is my friends I pay board to stay here the only things that belong to me are my clothes and a few bits nothing thats worth taking (hair dyer vouple of ornements) my wage won't improve unless I find a new job which I'm currently seeking. I don't want to enter an agreement that I can't physically afford. I'd appreciate any advice .
Many thanks paula

[Stu]

Re: jbw council tax debt

Is your name on the rent book? Unfortunately Council Tax is a "Priority debt" and these debts have the more of a hold over your out goings

[nemesis45]

Re: jbw council tax debt

Hi I was hoping to seek advice pls . I received a letter from jwb for a council tax debt amounting to £177.00 . I rung them today as they letter was stating to contact to either pay or make a payment plan or enforcement team would visit. When I rang I was told I had to pay £85 a month until it was paid as there is only 3 month left in financial year . I told them that this wasn't possible as monthly wage is £440.00 and I have to pay board an get my food etc . They offered to reduce it to £50 . Again not do-able. I'm just stuck at what to do as the house I live in is my friends I pay board to stay here the only things that belong to me are my clothes and a few bits nothing thats worth taking (hair dyer vouple of ornements) my wage won't improve unless I find a new job which I'm currently seeking. I don't want to enter an agreement that I can't physically afford. I'd appreciate any advice .
Many thanks paula

Hello Paula, welcome to LB,

I suggest you send an Income & Expenditure Statement asap.

List all priority debts and non priority such as catalogue accounts etc.
set them off against income after tax/ insurance allow an amount for
contingencies the amount left is what you have to pay creditors.

nem