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Hi All just in need of some help I have recently received a notification for ex Barclaycard debt which has been passed to several DCA's but the debt has now been sold 3 times which is making me suspicious as to why if keeps being sold I have 2 defaults on my credit file for the same debt i have now received a letter stating my debt has been sold to hph2l and they have appointed robinson way ltd.
My default date was feb 2012 but my last payment was made march 2013. Since I have had no contact with anybody. Don't know if I should start engaging the DCA's to try to agree a settlement offer is possible, set up. Token payment plan or leave them and do nothing at this stage until further communication is received or try to understand if they have all there paper work in order.. Don't want to be hit with a court letter and be forced into a potential ccj later down the line if possible?
Also having 3 defaults showing on my account for the same debt does not look great either..
Any help would be appreciated
My default date was feb 2012 but my last payment was made march 2013. Since I have had no contact with anybody. Don't know if I should start engaging the DCA's to try to agree a settlement offer is possible, set up. Token payment plan or leave them and do nothing at this stage until further communication is received or try to understand if they have all there paper work in order.. Don't want to be hit with a court letter and be forced into a potential ccj later down the line if possible?
Also having 3 defaults showing on my account for the same debt does not look great either..
Any help would be appreciated
