CCJ - possible order to obtain? Welcome Finance /IND

[nickprice153]

Re: CCJ - possible order to obtain? Welcome Finance /IND

Not having much luck with any number. I'm keeping track of it all still though!

[MIKE770]

Re: CCJ - possible order to obtain? Welcome Finance /IND

Process Serving

has constituted a key aspect of the services offered by Associated Process Servers for many years and accordingly we are able to carry out process serving with a level of expertise and economy provided by no other firm of process servers within the industry.The reliability and proven track record of our firm as a whole has enabled us to develop an unrivalled client base who utilise the skills of our process servers on a repeat basis, many of whom have done so for over a decade.

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We provide process serving on a fixed-fee basis with no set limit to the number of visits made to a property and accordingly our clients avoid any unexpected fee increases once the process server's work is undertaken. No additional fees are charged in respect of mileage, out-of-hours process serving or for drafting Affidavits or Statements of Service. Furthermore, our fixed fees apply irrespective of the nature of the documents being served and whether personal service is required or not.A substantial benefit offered by Associated Process Servers is that we are pleased to provide discounts of up to 25% off standard process service rates for bulk or regular instructions and accordingly fixed-fee rates are then as low as £45.00 per serve.

EXPERTISE

Our process servers ensure a height of diligence unknown to our competitors and such expertise has propelled Associated Process Servers to the pinnacle in the particular and specialised field of process serving. The dedication of our process servers guarantees client satisfaction and, once instructions are in our hands, eliminates the need for concern in that area.Affidavits and Statements are drafted internally by our legally-trained staff who ensure that the content and format thereof comply with all current legislative requirements.

EFFECTIVENESS

We are acutely aware that more often than not process serving requires to be undertaken at anti-social hours and accordingly our process servers routinely attend residential addresses out of working hours and irrespective of holidays or weekends in order to produce optimum results for our clients.Geographical location of any given process serving work, from “backwater to metropolis”, presents no hindrance to our vast network of full-time, part-time and contracted process servers who cover the entire UK as well as most other countries worldwide.

EFFICIENCY

Turnaround between receipt of instructions and action thereon is without fail within 12 hours. Our process servers are acutely aware of both the needs of the client and the requirements of the Courts in receiving prompt and effective action.Service of documents on an urgent basis presents no difficulties whatsoever as our process servers are almost continually within reach of any specified location and we undertake such urgent service at no increase in cost. Furthermore, our operatives can collect documents for service from the issuing Court, from the client's office, or from any other specified address.


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Documents served by our process servers include, inter alia:-

• Statutory Demand
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• Notice to Quit
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• Claim Form
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• Applications

• Non-Molestation Order
• Residence Order
• Occupation Order
• Committal Notice
• Prohibited Steps

[nemesis45]

Re: CCJ - possible order to obtain? Welcome Finance /IND

APS Regional Offices.
London 020 27117 6116

Manchester 0161 663 6116

Newcastle 0191 550 6116

Birmingham 0121 228 6116

Guildford 01433 600 530

Petersfield 01730 744 224

Cardiff 0292100 6116.

Pick the one nearest to you.

nem

[nickprice153]

Re: CCJ - possible order to obtain? Welcome Finance /IND

So looking at my CCJ letters.

It turns out with a bit further digging, Am i right in saying that some Welcome Finance Agreements became "Un enforceable" if before April 2007?

How would I find this out and am I possibly to late? is there any way of fighting how much I owe if i am to late?

[nemesis45]

Re: CCJ - possible order to obtain? Welcome Finance /IND

So looking at my CCJ letters.

It turns out with a bit further digging, Am i right in saying that some Welcome Finance Agreements became "Un enforceable" if before April 2007?

How would I find this out and am I possibly to late? is there any way of fighting how much I owe if i am to late?

Yes Nick!

So much manipulation of Welcome agreements/loans happened both before and after 2007, agreements were rewritten sometimes without the clients knowledge and many of these seem to have "vanished" when the branches were closed and the administrators required all the documents to be recovered.

A CCA request and a SAR to Welcome would be worth doing I think.

nem

[nickprice153]

Re: CCJ - possible order to obtain? Welcome Finance /IND

Well, Looking at everything that was supplied to me when i asked last year, the "Agreement" number is different on the agreement number I have on the original Hire Purchase Agreement.

Letter Dated: 28 March 2007 from welcome finance
Thanking me for choose them

Hire Purchase Agreement: 2438080

Then on the an Hire purchase statement that was supplied the number was 2454456 with a start date of 17 APRIL 2007

Then looking at the "Claim form" the "Particulars of claim" state

"Hire Purchase Agreement 2454456 arrears balance of £8300.44 as of 26/6/2009.


Have I been issued a CCJ for a debt that they have no proof I owe? I have signed agreements for "2438080" signed by ME & Welcome Finance?

[judgemental24]

Re: CCJ - possible order to obtain? Welcome Finance /IND

You have been a victim of the welcome rewrite agreement con over a longer term

Many borrowers were unaware this had been done without their consent

Welcome employees earned fat bonus payments and was endemic within the organisation to manipulate the parent companies share price, Cattles

That is what caused welcome to collapes and finished off cattles, delisted from the FTSE 250

Is your signature on this other agreement, and i mean, is it actually your signature??

[nickprice153]

Re: CCJ - possible order to obtain? Welcome Finance /IND

The only agreement my signature is on is the one signed dated by Welcome Finance on the 27/3/2007 - with agreement number 2438080 NOT the CCJ Agreement number of 2454456

Am i best going to a solicitor with this?

Once I am served, could a solicitor have this suspended to carry out further investigations?

[judgemental24]

Re: CCJ - possible order to obtain? Welcome Finance /IND

Without reading the whole thread,

Do you have a CCJ,
Have you been issued a claim
Have you been threatened with a claim??

If you have a CCJ you need to seek advice as this should have been challenged at the time. I know you were unaware but:

[nemesis45]

Re: CCJ - possible order to obtain? Welcome Finance /IND

Well, Looking at everything that was supplied to me when i asked last year, the "Agreement" number is different on the agreement number I have on the original Hire Purchase Agreement.

Letter Dated: 28 March 2007 from welcome finance
Thanking me for choose them

Hire Purchase Agreement: 2438080

Then on the an Hire purchase statement that was supplied the number was 2454456 with a start date of 17 APRIL 2007

Then looking at the "Claim form" the "Particulars of claim" state

"Hire Purchase Agreement 2454456 arrears balance of £8300.44 as of 26/6/2009.


Have I been issued a CCJ for a debt that they have no proof I owe? I have signed agreements for "2438080" signed by ME & Welcome Finance?

Yes I believe you have been caught in the Welcome Web of deception Nick.
This in my opinion is ample grounds to apply for setting aside the judgement,.

nem

[nickprice153]

Re: CCJ - possible order to obtain? Welcome Finance /IND

The CCJ was issued.

I have the original claim for last year. its not a new one, I just revisited all the old paper work and this stands out more and more! And upon looking online, it would seem these Welcome Finance Agreements are dodgy.

I assume I can set aside now the CCJ is issued and over a year old?

- - - Updated - - -

It was over a year ago and the CCJ has been issued. I assume "Set aside" is to late?

[judgemental24]

Re: CCJ - possible order to obtain? Welcome Finance /IND

Set aside will be difficult but not impossible. That wil be down to the judge. The most it will cost you is £155.00

You and the court have been deceived.

You need to get all the evidence you can on the credibility of welcome finance and enclose it withn a witness statement with the set aside application.

The difficulty will be convincing a judge why this was not challenged at the original defence stage. You must state you have only just come accross new evidence. You must reference that new evidence

[nickprice153]

Re: CCJ - possible order to obtain? Welcome Finance /IND

I think I will approach a Solicitor, I am happy to pay the £155 should I need to, but with regards to evidence, I would assume a solicitor will be able to put a stronger argument with regards to setting aside

[judgemental24]

Re: CCJ - possible order to obtain? Welcome Finance /IND

Take my advice

Compile all the evidence before you see a solicitor.
Let him use that evidence
You be the dogs body for the solicitor
Without it it will be nothing but hearsay

[nickprice153]

Re: CCJ - possible order to obtain? Welcome Finance /IND

Take my advice

Compile all the evidence before you see a solicitor.
Let him use that evidence
You be the dogs body for the solicitor
Without it it will be nothing but hearsay

Thanks I work in property so have a lot of links to solicitor firms; I will email him everything I have got an go from there.

if "Set Aside" How long does that last or is it permanent?