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Live in Britain and received a court claim from Northern Ireland

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  • #16
    Re: Live in Britain and received a court claim from Northern Ireland

    i will stick it on the credit card then i think !

    Comment


    • #17
      Re: Live in Britain and received a court claim from Northern Ireland

      Originally posted by Darren Smith View Post
      Oh poo !

      - - - Updated - - -

      Does enforced not mean being registered against you
      No >>>>>> "Enforcement " refers to collection by various means by the creditor eg Court enforcement officers, attachment of earnings etc etc

      Credit card is probably a good idea for you as a sole trader!

      Comment


      • #18
        Re: Live in Britain and received a court claim from Northern Ireland

        Originally posted by Darren Smith View Post
        You only get ccj if you default on the instalments says in the notes
        Originally posted by des8 View Post
        Are you sure?
        Perhaps NI is different now, but I understood it was the same as in England & Wales where if you admit liability and offer instalments the court Issues its judgement (CCJ) and sets the amount of the instalments.
        Yes, if you return an admission form the claimant can request judgment by admission as per CPR 14.4(3). :sad:

        It's only when you settle via a Tomlin order then you don't get a CCJ unless you default on the instalments.

        Comment


        • #19
          Re: Live in Britain and received a court claim from Northern Ireland

          Originally posted by des8 View Post
          That means the CCJ is issued and recorded on the register, but cannot be enforced unless you default on the instalments.
          Originally posted by Darren Smith View Post
          Oh poo !

          - - - Updated - - -

          Does enforced not mean being registered against you
          Originally posted by des8 View Post
          No >>>>>> "Enforcement " refers to collection by various means by the creditor eg Court enforcement officers, attachment of earnings etc etc

          Credit card is probably a good idea for you as a sole trader!
          The word refers to both situations, obtaining a CCJ constitutes enforcement of the debt as opposed to all the other actions stated on McGuffick v RBS which do not. A CCJ isn't much good to the claimant if they still don't get paid so they can enforce the judgment in various ways, which is further enforcement.

          Comment


          • #20
            Re: Live in Britain and received a court claim from Northern Ireland

            I rang them and paid it today going to admit liabilty on their website and say i paid it

            Comment


            • #21
              Re: Live in Britain and received a court claim from Northern Ireland

              I have just filled in the liabiltiy form on the ni court service website and said that its all been paid so that is that one all done

              Comment

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