BW legal

[nemesis45]

Re: BW legal

Thanks FlamingParrot, lots of people had said they'd agreed to pay then BW had taken more than the agreed amount hence my reluctancy to pay them. I copied and pasted it  and emailed it so fingers crossed

Never agree to Direct Debit or continuous payments via debit cards!
Always if you decide to pay instalments demand the DCA's bank details and set up a standing order, so you are in total control.

nem

[jon1965]

Re: BW legal

Never agree to Direct Debit or continuous payments via debit cards!
Always if you decide to pay instalments demand the DCA's bank details and set up a standing order, so you are in total control.

nem

This proposition is not even on the table
As for DD , there is of course the DD guarentee although my choice would be standing order

[Fredag8]

Re: BW legal

Ah no i understood that was just explaining why i'd ignored them and not paid, thanks FlamingParrot, lets see what happens! Thanks nem i wasn't sure how i would be able to pay as i wasn't keen on setting up a direct debit but thats sounds great. So am i right in thinking this wont progress whilst I'm waiting for a reply?

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Jon1965 I'm confused, what proposition?

[nemesis45]

Re: BW legal

Ah no i understood that was just explaining why i'd ignored them and not paid, thanks FlamingParrot, lets see what happens! Thanks nem i wasn't sure how i would be able to pay as i wasn't keen on setting up a direct debit but thats sounds great. So am i right in thinking this wont progress whilst I'm waiting for a reply?

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Jon1965 I'm confused, what proposition?

Don't worry it's meaningless!
nem

[Fredag8]

Re: BW legal

Thanks nem 😅

[FlamingParrot]

Re: BW legal

Ah no i understood that was just explaining why i'd ignored them and not paid, thanks FlamingParrot, lets see what happens! Thanks nem i wasn't sure how i would be able to pay as i wasn't keen on setting up a direct debit but thats sounds great. So am i right in thinking this wont progress whilst I'm waiting for a reply?

The idea is to stop them from issuing a claim, at the very least it will make them think twice before hitting the button. ray:

In any case, it is your duty under the pre-action conduct quoted above to respond to a letter of claim, and you are doing so. :thumb:

[jon1965]

Re: BW legal

The proposition that you were going to pay them. At least for now.

[Fredag8]

Re: BW legal

So i am still awaiting a response from lowell however BW legal responded to my email today saying

Dear Mrs xxxxxxxx

We write in reference to the above matter and your recent correspondence.

Before we are able to fully reply we need you to confirm a few Data Protection Questions which we have specified below.

We also need confirmation from you that this is your authorised email address and that you wish us to correspond with you via this address?

Full Name:
Full Address & Postcode:
DOB:
Telephone Contact Number:

Alternatively, please contact our offices on 0113 323 1784 to discuss this matter further.
Kind Regards

Do i respond with this information?

[FlamingParrot]

Re: BW legal

They are sending those verification emails to everyone who contacts them by email it seems. In a way it makes sense because anyone can set up email addresses under any name, using the many free email services around. I've set up quite a few myself over the years.

Did you send the letter on post #9 by email? Although email is a good way to communicate when you are dealing with a court claim and time is of the essence, the more official letters should be sent by post, ideally recorded delivery. A response to a letter of claim should really be sent by recorded post. :typing:

[Fredag8]

Re: BW legal

Oh no! Yes i did, shal i send it by post?

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I emailed BW legal and posted a letter to lowell

[FlamingParrot]

Re: BW legal

Oh no! Yes i did, shal i send it by post?

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I emailed BW legal and posted a letter to lowell

To clarify, the CCA request should have been posted to Lowell with the £1 fee, so that seems to be OK.

The response to the letter of claim should go to BW Legal, recorded delivery so it can be tracked. :typing:

[jon1965]

Re: BW legal

I would get it sent by post , alternatively you could verify your identity (except your telephone number) as lets face it they have your name and address anyway . If at all possible get it sent by signed for 1st class, if money is tight email and if poss 2nd class with a free proof of posting.

Some will say that the cost is minimal but for people on basic benefits (or even less) every penny counts

[Fredag8]

Re: BW legal

Thanks, i sent the cca to lowell recorded delivery but i emailed BW so il print the letter and send it by recorded delivery also

[Fredag8]

Re: BW legal

Iv just realised the date, the letter from BW said if they had not received payment by 26th and i only posted the letter yesterday and it hasnt been delivered yet. Do you think i should respond to their email or hope for the best?

[jon1965]

Re: BW legal

It's early yer to check delivery. Leave it till later then send the letter by email saying a hard copy is in the post. I always add this email address is not for correspondence (if that's the case)