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Hi,
I have been to court with Shoosmiths 3 times and have asked for document relating to a credit card debt, They supplied most of the information apart from the Termination Notice.
They have sent a witness statement to the court stating the following
On 4 March 2015 the Court made an order that the claimant's time for complying with the order of 28 November 2014 and 26 January 2015 is extended to 4pm on 18 March 2015. At this time the claimant had filed and served all documents referred to in the order with the exception of the Termination Notice.
I have spoken with Ijeoma Igbokwe who is a Senior Solicitor of the claimant. She has in turn spoken with MBNA, the originating creditor, who has confirmed that the Default Notice ("the
Notice") also acts as the Termination Notice on expiry. Therefore there was no separate
Termination Notice sent to the defendant and the Default Notice became the Termination Notice when he failed to remedy the breach on the account by 30 December 2010, as detailed in the Notice. A copy of the Notice is attached,
Is this the case that default notice acts as a termination notice? As the Court have asked them to suplly one.
I have been to court with Shoosmiths 3 times and have asked for document relating to a credit card debt, They supplied most of the information apart from the Termination Notice.
They have sent a witness statement to the court stating the following
On 4 March 2015 the Court made an order that the claimant's time for complying with the order of 28 November 2014 and 26 January 2015 is extended to 4pm on 18 March 2015. At this time the claimant had filed and served all documents referred to in the order with the exception of the Termination Notice.
I have spoken with Ijeoma Igbokwe who is a Senior Solicitor of the claimant. She has in turn spoken with MBNA, the originating creditor, who has confirmed that the Default Notice ("the
Notice") also acts as the Termination Notice on expiry. Therefore there was no separate
Termination Notice sent to the defendant and the Default Notice became the Termination Notice when he failed to remedy the breach on the account by 30 December 2010, as detailed in the Notice. A copy of the Notice is attached,
Is this the case that default notice acts as a termination notice? As the Court have asked them to suplly one.
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