MKDP help needed please

[FlamingParrot]

Re: MKDP help needed please

Thanks so much Parrot for taking the time to reply,
I'm going to use that form you posted should hopefully get it in the post tomorrow,

is there anything I should add to the form or just keep it as it is but add the address of the company to the letter head.

and should I put my name or just the acc number on it?
i know not to sign it at least lol

As with most business letters, you'd put your name and address as letterhead, then the company name and address followed by the body of the letter.

Yourname
Your address
Town
County, postcode
Phone/email (optional)

Company name
Company address
Town
County, postcode

Date

Dear Sirs

Statute barred account xxxxx

You have contacted me with regards to the above account. The last payment to this debt was made over 6 years ago and no more acknowledgement or payment has been made since that time.

Unless you can provide evidence of payment or written acknowledgment from me within this period, under Section 5 of the Limitation Act

Section 7.15.8 of FCA Consumer Credit Sourcebook states: "A firm must not continue to demand payment from a customer after the customer has stated that he will not be paying the debt because it is statute barred."

If you have evidence that this debt isn’t statute barred then please send it to me within 21 days. Otherwise, please confirm that you won’t pursue me for this debt.

Yours faithfully

Digital signature (your name written in a different font)

Your name

[White]

Re: MKDP help needed please

Thanks again parrot really helpful
just a heads up I recieved my exprian in the post and my score is just shy of 999 which is top marks (excellent) no defaults at all showing
I'm guessing that's a good sign?

[FlamingParrot]

Re: MKDP help needed please

Thanks again parrot really helpful
just a heads up I recieved my exprian in the post and my score is just shy of 999 which is top marks (excellent) no defaults at all showing
I'm guessing that's a good sign?

It is indeed! :whoo: :whoo: :whoo:

All defaults have now dropped off, gone, a thing of the past! :high5:

[FlamingParrot]

Re: MKDP help needed please

@White Got your PM :typing: If they have written claiming not to have received the letter, I'd just send them a one liner referring them to the letter they allegedly did not receive, attaching a copy of the letter you sent. I'd add a line saying you will not enter into further correspondence with them about this matter.

It's SBd. Finished. Kaput. Finito. Acabado. I don't think we need to google the Chinese translation to make them understand. :lol:

[White]

Re: MKDP help needed please

for some reason I didn't receive a notification from the above post parrot,
really appreciate your input and help.
I will just ignore them from now,
if I recieve another I will do a screen shot of the signature of signed proof from royal mail to there company address from the letter which was sent by me