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PLEASE I NEED ADVISE - STARING TO PANICK NOW !!!
Hi can anyone help me here I received a court claim from BW Legal/Lowell dated 15 January 2015. Lowell claim I owe this debt and have sent me numerous letters. I have not paid anything to Lowell certainly in the last six years and longer. I have checked four main credit scores (Experian, Equifax, Noodle and Callcredit ) and nothing appears on any of them. We originally had a loan with Capital Bank and a credit card IE the preference account was part of the loan. The account was held against our property and when we sold in 2009 the loan was settled in full by our solicitor who oversaw the sale of the property. We have asked Lowell to provide us with more information but they just send us a copy of the agreement from 1998. I have replied to the court to say I am defending. I sent a letter (copied from this site) asking B W for full disclosure this was signed for by them on the 23 January I also sent a letter to Lowell and included a £1.00 postal order. To date I have received nothing from Lowell and two letters dated 16 & 17 January from BW Legal asking me to call them to arrange a payment plan. What is our next step? Please help.
:tinysmile_cry_t:
Hi can anyone help me here I received a court claim from BW Legal/Lowell dated 15 January 2015. Lowell claim I owe this debt and have sent me numerous letters. I have not paid anything to Lowell certainly in the last six years and longer. I have checked four main credit scores (Experian, Equifax, Noodle and Callcredit ) and nothing appears on any of them. We originally had a loan with Capital Bank and a credit card IE the preference account was part of the loan. The account was held against our property and when we sold in 2009 the loan was settled in full by our solicitor who oversaw the sale of the property. We have asked Lowell to provide us with more information but they just send us a copy of the agreement from 1998. I have replied to the court to say I am defending. I sent a letter (copied from this site) asking B W for full disclosure this was signed for by them on the 23 January I also sent a letter to Lowell and included a £1.00 postal order. To date I have received nothing from Lowell and two letters dated 16 & 17 January from BW Legal asking me to call them to arrange a payment plan. What is our next step? Please help.
:tinysmile_cry_t:
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