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Hi all,
I was after some advice on what to expect from a county court appearance I have next week to ask the court to set aside a CCJ. I have never had to do anything like this before and I have no idea what to expect or what I should prepare!
The background is as follows, I moved into a new flat in Jan this year and on the advice of the agent I offered to buy a few of the big items of furniture (bed, sofa etc) from the previous tenant as she was struggling to get rid of it and I needed them! We exchanged a couple of emails but I never met or spoke to her in person.
I paid half of the money into her account prior to moving in and was due to pay the remainder after the move was complete. The items weren't what I was expecting (sofa was torn, bed not in a great condition) so I emailed and said I didn't want them and she could collect or I would take them to the tip. Got no reply so forgot all about it.
A few months later I got a Northampton County Court claim pack through the post as she was claiming I owe the remainder of the money, I responded online as the pack recommended and I confirmed I dispute the claim and entered my defence. Heard nothing so forgot about it again until I got a judgement in default letter confirming the claim was decided in her favour as I didn't respond - this is honestly not the case!
I had a look online and downloaded the form to apply for the judgement to be set aside, as I am exempt for the £155 fee I guess Northampton couldn't be bothered with it and transferred it to my local county court and I am due in to appeal to the court next week.
So can anyone advise me what to expect? I still have the emails and a couple of photos of the torn sofa but not much else as it was just a casual arrangement. The amount in question is only £175 so I am thinking maybe I would have been better off paying it as I noted from the letter if I paid in full I could apply to have the CCJ removed from the register but out of principle I wasn't going to do that. Its causing a few issues for me as I had a fairly decent credit file but now its been shot to pieces by this CCJ appearing so I would be grateful for any advice?
Regards
Nick
I was after some advice on what to expect from a county court appearance I have next week to ask the court to set aside a CCJ. I have never had to do anything like this before and I have no idea what to expect or what I should prepare!
The background is as follows, I moved into a new flat in Jan this year and on the advice of the agent I offered to buy a few of the big items of furniture (bed, sofa etc) from the previous tenant as she was struggling to get rid of it and I needed them! We exchanged a couple of emails but I never met or spoke to her in person.
I paid half of the money into her account prior to moving in and was due to pay the remainder after the move was complete. The items weren't what I was expecting (sofa was torn, bed not in a great condition) so I emailed and said I didn't want them and she could collect or I would take them to the tip. Got no reply so forgot all about it.
A few months later I got a Northampton County Court claim pack through the post as she was claiming I owe the remainder of the money, I responded online as the pack recommended and I confirmed I dispute the claim and entered my defence. Heard nothing so forgot about it again until I got a judgement in default letter confirming the claim was decided in her favour as I didn't respond - this is honestly not the case!
I had a look online and downloaded the form to apply for the judgement to be set aside, as I am exempt for the £155 fee I guess Northampton couldn't be bothered with it and transferred it to my local county court and I am due in to appeal to the court next week.
So can anyone advise me what to expect? I still have the emails and a couple of photos of the torn sofa but not much else as it was just a casual arrangement. The amount in question is only £175 so I am thinking maybe I would have been better off paying it as I noted from the letter if I paid in full I could apply to have the CCJ removed from the register but out of principle I wasn't going to do that. Its causing a few issues for me as I had a fairly decent credit file but now its been shot to pieces by this CCJ appearing so I would be grateful for any advice?
Regards
Nick
to LB.
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