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Hi Everyone, I am really hoping someone can help me with some advice.... this is my first post.
I had a letter dated 29th April 2014 from Bryan Carter stating that they have been instructed to issue court proceedings on 13th May 2014 if payment of debt not received by this date.
Mt debt is £800 from an old Lloyds Credit Card..... I will be honest, it is one of many that I racked up years ago and have just been ignoring all debt collection letters..... I am not in a position to pay it off, and reading other threads I see Bryan Carter do act. WHAT SHOULD I DO NEXT?? I did of course build up this debt so I won't deny that - but is there any way of "stalling" for a while? I am not a home owner, I am in full time employment - on a fairly low income, I have no savings or belongings etc.
If anyone out there can help me with some simple advice asap I would be very grateful. Thanks in advance!!
I had a letter dated 29th April 2014 from Bryan Carter stating that they have been instructed to issue court proceedings on 13th May 2014 if payment of debt not received by this date.
Mt debt is £800 from an old Lloyds Credit Card..... I will be honest, it is one of many that I racked up years ago and have just been ignoring all debt collection letters..... I am not in a position to pay it off, and reading other threads I see Bryan Carter do act. WHAT SHOULD I DO NEXT?? I did of course build up this debt so I won't deny that - but is there any way of "stalling" for a while? I am not a home owner, I am in full time employment - on a fairly low income, I have no savings or belongings etc.
If anyone out there can help me with some simple advice asap I would be very grateful. Thanks in advance!!
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