left UK with small debts and now planning to return

[palida]

dears



i left some small debit like phone bill , small amount overdraft and may be utility bills in 2008 i left UK and live aboard.

This year i want return to UK with my wife and start a business but i am really worry what would happen.

Am i able to get bank account, register BT line and get power supply also register a company and business account.

Any advice for me? I checked no CCJ by trust online.

[CleverClogs]

Re: left UK with small debts and now planning to return

Stay away for another year, then the debts should certainly be time barred by section 5 of the Limitation Act 1980 (link).

If you owed any Council Tax when you scarpered overseas, you'll still owe it when you return if the council got a Liability Order at the time.

[palida]

Re: left UK with small debts and now planning to return

how many years does it last?
I have to go back this may.
what would happen when i apply bank account?
consider i will live in a different address and my previous address for the last 6 years will be in China

[CleverClogs]

Re: left UK with small debts and now planning to return

How many years does what last?

[palida]

Re: left UK with small debts and now planning to return

you said i have to wait another year??

[CleverClogs]

Re: left UK with small debts and now planning to return

Oh, right...

It's just a matter of when the "cause for action" arose, thereby starting the Limitation Period.

If you'd last paid or acknowledged the debts in March 2008, you should be safe to return in May 2014.

[palida]

Re: left UK with small debts and now planning to return

o i got you.
most debt were acknowledged before 2008.
may be 1 t-mobile was defaulted and 1 logistic serivce.

but i want to know how credit agrency can match my
record if my address is different? even the last 6 years i was not in uk.
or they can only use my name and dob could dig out my whole history?

thanks

[CleverClogs]

Re: left UK with small debts and now planning to return

If the last default was over six years ago, it should no longer appear on your credit file.

Your debts may have been sold to various debt purchasing parasites of which the "Peoples'" Republic of China is mercifully free but, even if they can trace you after you return, all they can do is to huff, puff and make silly threats.

[palida]

Re: left UK with small debts and now planning to return

actually i don't mind pay back those debt.
what i really concern is can i open bank accoints, register limited company,
apply landline, contract phone and daily life.

this really worry me I come back but i need to deal with so much troubles ...
thanks

[CleverClogs]

Re: left UK with small debts and now planning to return

actually i don't mind pay back those debt.
what i really concern is can i open bank accoints, register limited company,
apply landline, contract phone and daily life.

Yes.

And you won't even need to join The Party or pay bribes to any officials.

[palida]

Re: left UK with small debts and now planning to return

sorry i didn't get your metaphor...
so they likely to let me?