Does a phone call or separately a SAR restart the statute barred limitation period?

[Optimist00]

Long-time lurker here thank you for all the invaluable information and support given by people on this forum

I understand that the limitation period for statute barred unsecured debt is 6 years. Once the limitation period is running, a simple contract debt will normally be statute-barred if:

- the creditor has not already started a county court claim for the debt; and
- you have not made a payment towards the debt during the last six years; and
- you have not written to the creditor admitting you owe the debt during the last six years.

My question is does a phone call to the creditor or their agent discussing the debt count and therefore restart the limitation period?

Also does a generic SAR 'subject access request' not mentioning the debt to an original creditor (bank/credit card company) restart the limitation period?

Thank you in advance for your advice and support.

[atticus]

s30 Limitation Act 1980 - an acknowledgement must be in writing.

It is hard to see how a SAR can be construed as an acknowledgement of liability.

[Optimist00]

Thank you for confirming.