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I am wondering if someone can help. Lowell and Overdales are taking me to court for catalogue debts. These are not in my name and I have no knowledge of the accounts. Overdales are saying they can apply for the name to be changed on the accounts to the name on my legal identification. Are they allowed to do this?
They have no proof that I am the person who opened these accounts and on receiving my legal identification they have gone to the original creditor who has disclosed information about an account which was in my legal name which I claimed PPI. This account has no relevance to the account they've chasing different name, opening dates, account number etc but they seem to be putting 2 and 2 together and coming up with 5.
Also one of the accounts they say defaulted in 2019 and a default notice issued which they haven't produced and have stated previously that there was an error when it was issued in 2019 so not sure if they can enforce this in court.
Any help appreciated thankyou.
They have no proof that I am the person who opened these accounts and on receiving my legal identification they have gone to the original creditor who has disclosed information about an account which was in my legal name which I claimed PPI. This account has no relevance to the account they've chasing different name, opening dates, account number etc but they seem to be putting 2 and 2 together and coming up with 5.
Also one of the accounts they say defaulted in 2019 and a default notice issued which they haven't produced and have stated previously that there was an error when it was issued in 2019 so not sure if they can enforce this in court.
Any help appreciated thankyou.
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