Re-appearing Debt

[Arfur]

This is my first post so please go easy on me.

I regularly check my credit score as I had a bad time after my divorce and basically lost all credit. These debts were listed on my credit report but just a couple months ago, they all vanished from my report and my credit score shot up. Fast forward to yesterday, a letter came through the door of my old address, I checked the PO Box number and I believe it's Lowell connected, also receiving an email from a company claiming to be trying to collect the lowell debt. One, I was led to believe Lowell went out of business, and two, can that debt appear back on my credit score? What should I do?

Thanks in advance

Arfur

[EnglandPi]

Who led you to believe Lowell went out of business? Maybe it was a computer glitch or a human error that has now been corrected.

It's best not to ignore debt collection letters and you should inform them of your current address to avoid any surprises like a County Court claim form or worse still a CCJ being issued against you.