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Hi, so I have had a letter from Lowell regarding an old mobile phone debt. I don’t even remember this debt or phone contract with o2 I so asked them for proof using the standard template. They responded with a screen shot of a random statement no name, or account details just dates and amounts of payments ect I replied stating this doesn’t constitute proof and careful not to admit liability. I have now sent a SAR request but they continue to contact me saying the unnamed random statement is proof.
if this is all they provide as proof would they still try and obtain a ccj?
I have to date never received any thing from o2 relating to this debt no notice of assignment, nothing on my credit file either so I wonder if they are clutching at straws because it will become statute barred next year anyway any advice will be gratefully received
if this is all they provide as proof would they still try and obtain a ccj?
I have to date never received any thing from o2 relating to this debt no notice of assignment, nothing on my credit file either so I wonder if they are clutching at straws because it will become statute barred next year anyway any advice will be gratefully received
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