Hello, My partner has recently been made redundant and we’re both concerned about money and can’t cover all bills on my salary alone. While organising some paperwork I found three admittance notes from a company called Optimum Credit totalling nearly £19000. Apparently the company is a second charge mortgage provider. Does this mean he’s taken out a second mortgage? He’s currently the only one on the mortgage so I have no way of knowing and wanted more information before talking to him about it.
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