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Credit file

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  • Credit file

    I have just checked my credit file, for first time in years. I have 1 loan with a default notice on it. However on one agency it is 2012 and due to come off my file. On another agency it is 2015 and has 3 years left. I have checked carefully to make certain that there is no mistake. My question is can the the creditors do this reporting default on same loan with 2 agencies and give different dates.
    Tags: None

  • #2
    no wait for others to respond and tell you what to do -- 2 entries one loan - noway

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    • #3
      I suspect that it was brought back a debt company in 2015. Is there any difference in the entries other than date?

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      • #4
        Originally posted by Onestepatatime View Post
        I suspect that it was brought back a debt company in 2015. Is there any difference in the entries other than date?
        None that I can see, same name same amount different dates. One with callcredit other equifax. That brings me to your statement. if it was passed over to a collection agency. Can they do.that report a different default date. Although the both filess list the same creditor

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