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Hi guys
Mobile money and write off
I stupidly took out a logbook loan in mar for £1540 over 18 months at 141 per month
then in sept they offered me a top up which I took of 980 but payments went to 222 over 36 months.
The apr had increased dramatically and when I spoke to their agent she said I couldn't have over 24 months as I only had a couple of quid spare each month at 241/24months so I had to have over 36 at 222
at the time my dad was seriously ill and my mum had just had a stroke so my work capability was almost zero as I am an only child. I am a self employed courier.
my wife also suffers chronic depression and anxiety and has tried to commit suicide a couple of times during this time also.
i was desperate for money and when questioned I simply said "I can take work whenever I need so don't worry about money!" They accepted and released funds
last week somebody hit me (accepted full liability) and has wrote my van off. Claims offering 1900 settlement
ive spoken to claims people and they said there is a financial interest so BOS must be registered and said to speak to mobile money to see if they can do anything for me
i spoke to MM manager and he said settlement figure is 2900 so I will be a grand short and they cannot do anything to help me and I will have to carry on at 222 a month till they are happy account is cleared
i explained if I cannot have some of settlement figure I cannot fix van or buy replacement and they said "sorry"
also MM are requesting my insurance details so they can ensure they receive payment, should I provide?
is is there anything I can do as I need to speak to claims people before tomorrow
please any advice gratefully taken
thanks in advance
Hi guys
Mobile money and write off
I stupidly took out a logbook loan in mar for £1540 over 18 months at 141 per month
then in sept they offered me a top up which I took of 980 but payments went to 222 over 36 months.
The apr had increased dramatically and when I spoke to their agent she said I couldn't have over 24 months as I only had a couple of quid spare each month at 241/24months so I had to have over 36 at 222
at the time my dad was seriously ill and my mum had just had a stroke so my work capability was almost zero as I am an only child. I am a self employed courier.
my wife also suffers chronic depression and anxiety and has tried to commit suicide a couple of times during this time also.
i was desperate for money and when questioned I simply said "I can take work whenever I need so don't worry about money!" They accepted and released funds
last week somebody hit me (accepted full liability) and has wrote my van off. Claims offering 1900 settlement
ive spoken to claims people and they said there is a financial interest so BOS must be registered and said to speak to mobile money to see if they can do anything for me
i spoke to MM manager and he said settlement figure is 2900 so I will be a grand short and they cannot do anything to help me and I will have to carry on at 222 a month till they are happy account is cleared
i explained if I cannot have some of settlement figure I cannot fix van or buy replacement and they said "sorry"
also MM are requesting my insurance details so they can ensure they receive payment, should I provide?
is is there anything I can do as I need to speak to claims people before tomorrow
please any advice gratefully taken
thanks in advance
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