To enforce the debt the lender would have to go to court.....produce the agreement and ask the court to enforce it.....
Even then they would have to explain why they committed criminal offence by not supplying a copy under a CCA request.....
12 days + 2 days for recorded delivery to get there.....then it's unenforcable....until they supply copy to you....
Then a further calender month and they have committed a criminal offence......this would give you a good bit of leverage with a court.....as you can show a total disregard for the law by the lender!
They all seem to think they are above the law....they got away with so much for so many years!
Now we are all getting help on here and learning to use the law they rely on against them!
If they rely on using the act against us to enforce an agreement, then they have to do it properly or face the consequences!
Thanks for the post glen.....hope this helps.......well hope I'm right.....Saphire???
Even then they would have to explain why they committed criminal offence by not supplying a copy under a CCA request.....
12 days + 2 days for recorded delivery to get there.....then it's unenforcable....until they supply copy to you....
Then a further calender month and they have committed a criminal offence......this would give you a good bit of leverage with a court.....as you can show a total disregard for the law by the lender!
They all seem to think they are above the law....they got away with so much for so many years!
Now we are all getting help on here and learning to use the law they rely on against them!
If they rely on using the act against us to enforce an agreement, then they have to do it properly or face the consequences!
Thanks for the post glen.....hope this helps.......well hope I'm right.....Saphire???
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