Hi all,
Been doing some reading on this forum before i posted anything. Some great advice and outcomes due to the help offered!
So my situation;
Went overdrawn in 2010 after a horrible breakup and needing the extra money to find somewhere to rent. This never got sorted, and initially i buried my head . All bills and info were going to an address i did not live at since.
So this week they tracked me down (6 years-ish later) in my houseshare. The letter roughly says;
Due toHPH2 LTD (EX SANTANDER UK PLC) , Amount due £1827.35. They offer a few ways to pay in installments and are asking for a response by the 20th April.
From what I have been reading (especially on this interesting thread), the debt becomes statute barred this year? It could be a few months though.
So do i send them a CCA with the £1 PO attached and see what happens from there?
Any help would be greatly appreciated. Its amazing to see the amount of help being offered here. Its kept me awake many nights over the years, and impacted on my anxiety issues
Been doing some reading on this forum before i posted anything. Some great advice and outcomes due to the help offered!
So my situation;
Went overdrawn in 2010 after a horrible breakup and needing the extra money to find somewhere to rent. This never got sorted, and initially i buried my head . All bills and info were going to an address i did not live at since.
So this week they tracked me down (6 years-ish later) in my houseshare. The letter roughly says;
Due toHPH2 LTD (EX SANTANDER UK PLC) , Amount due £1827.35. They offer a few ways to pay in installments and are asking for a response by the 20th April.
From what I have been reading (especially on this interesting thread), the debt becomes statute barred this year? It could be a few months though.
So do i send them a CCA with the £1 PO attached and see what happens from there?
Any help would be greatly appreciated. Its amazing to see the amount of help being offered here. Its kept me awake many nights over the years, and impacted on my anxiety issues
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