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- Date commenced DEC 2014
- Approx balance £552
- LAST FULL payment APRIL 2015
- agreed arrangement or not paying £1 payment agreed for NOV, DEC, 2015, JAN 2016
- NOT SURE IF DEFAULTED - do not appear to have default notice
- DCA MOORCROFT (no notice of assignment received)
History:
April 2015 - last full payment made
30.8.15 - let confirming acc has been referred to "Argos Recovery Services, a specialist Debt Collection team"
8.9.15 - let sent to Argos requesting 30 days hold of action and interest freeze
11.9.15 - let from Argos - "notice of intended recovery action". Threatening "may be passed to recovery specialist", "legal action may be taken to obtain County Court or Sherriff Court Judg so that enforcement activity can be taken", and adding admin charge of £12 to account for the sending of letter
23.9.15 - let from Argos FRS acknowledging letter of 8.9.15, requesting Income and Expend and and offer of payment
8.10.15 - let sent to Argos FRS with Income + Exp and offering £1 per month for next three months
20.10.15 - let from ARgos FRC agreeding to £1 per month for Nov 2015, Dec 2015 and Jan 2015 - first 2 payments made, 3rd scheduled.
5.12.15 - first letter from Moorcroft
9.12.15 - let sent to Moorcroft requesting confirmation of any purchase/assisgnment, copy of original contract and accounting, requesting written comms only.
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