Arrow Global chasing CCJ

[slrocki]

I moved house in 2010. Apparently in 2011 I received a CCJ although I didn't receive any of the paperwork and was unaware. In 2013/2014 I received a letter to my new address stating that Arrow Global were now chasing the debt. I have asked for original paperwork and for evidence to state that they were now the legal owners of this debt. I have just received a generalised Court Order dated June 2015 for Arrow Global v Various. Is this legally correct?

[nemesis45]

Re: Arrow Global chasing CCJ

I moved house in 2010. Apparently in 2011 I received a CCJ although I didn't receive any of the paperwork and was unaware. In 2013/2014 I received a letter to my new address stating that Arrow Global were now chasing the debt. I have asked for original paperwork and for evidence to state that they were now the legal owners of this debt. I have just received a generalised Court Order dated June 2015 for Arrow Global v Various. Is this legally correct?

Hi welcome to LB.

Yes this correct I'm afraid, the judgement supercedes the original agreement and there is now no requirement to produce the document.

Did you not respond to the original letter from Arrow.

Your time scales here are more than a little to vague, so we are possibly looking at a letter may be as long as two years ago, and a judgement issued in 2011.
This General Order does it refer to the date of a judgement in 2011/

nem

[slrocki]

Re: Arrow Global chasing CCJ

Hi welcome to LB.

Yes this correct I'm afraid, the judgement supercedes the original agreement and there is now no requirement to produce the document.

Did you not respond to the original letter from Arrow.

Your time scales here are more than a little to vague, so we are possibly looking at a letter may be as long as two years ago, and a judgement issued in 2011.
This General Order does it refer to the date of a judgement in 2011/

nem

CCJ is dated 25/07/2011 (I have not received any paperwork with regards to this). Arrow Global got in touch in April 2014. I responded to their letter via email requesting credit agreement, full statement of account, deed of assignment and copies of other documents. Arrow Global said that they did not have to provide such documentation as they rely on the judgement granted by the court, however, they said that they would provide a deed of assignment, statement of account and all other relevant copies (email dated 16/01/2015). I then didn't hear from them until this week (July 2015) when they posted a copy of a court order at County Court Business Centre dated 25/06/2015 - no mention of my name (just various) and no mention of my judgement date (25/07/2011).

[nemesis45]

Re: Arrow Global chasing CCJ

CCJ is dated 25/07/2011 (I have not received any paperwork with regards to this). Arrow Global got in touch in April 2014. I responded to their letter via email requesting credit agreement, full statement of account, deed of assignment and copies of other documents. Arrow Global said that they did not have to provide such documentation as they rely on the judgement granted by the court, however, they said that they would provide a deed of assignment, statement of account and all other relevant copies (email dated 16/01/2015). I then didn't hear from them until this week (July 2015) when they posted a copy of a court order at County Court Business Centre dated 25/06/2015 - no mention of my name (just various) and no mention of my judgement date (25/07/2011).

Hi, The situation is that once a judgement is registered all that has gone before is no longer relevant the judgement made in 2011 supercedes the agreement.

That's all I would expect now after all this time.

It seems that Arrow have attempted to contact you and have been very reasonable on providing data.

I don't think a court will entertain any application to set the judgement aside especially as you would have had the opportunity in 2013/14 such applications have to be made in a very short period of time.

Knowing Arrow Global there would have been a large amount of correspondence prior to issuing the claim.

I can't see any argument at all at this late stage for setting aside the judgement.
The other point is one should take care to inform creditors of any change of address.

Do you know what the debt is?

How much is the judgement for?

Is Arrow currently chasing the debt?

nem

[slrocki]

Re: Arrow Global chasing CCJ

I think it is a credit card debt
£1100
Yes, Arrow are now chasing this through Shoosmiths

[nemesis45]

Re: Arrow Global chasing CCJ

I think it is a credit card debt
£1100
Yes, Arrow are now chasing this through Shoosmiths

Are Shoosmiths threatening enforcement of the judgement?

nem

[slrocki]

Re: Arrow Global chasing CCJ

No. Just asking for account to be settled.

[nemesis45]

Re: Arrow Global chasing CCJ

No. Just asking for account to be settled.

Do you have any proposals for settlement?

nem