Letter from Lowel

[Dr Pepper]

Just received a letter from Lowell related to a mobile phone contract I canceled years ago, after a dispute over charges, asking me to confirm my address. The debt is likely to be less than three hundred pounds and this is the first I've heard from them. What power do they have to affect me? If I ignore this letter what is likely to happen?

Great website guys thanks in advance xx

[mark andrew]

Re: Letter from Lowel

Hi Dr pepper,

Could you give more info with regards to when you took contract out when last payment was made?

[nemesis45]

Re: Letter from Lowel

This is Phishing, ignore return letter unknown addressee,
Lowell try a lot of this at this time of year to catch people unaware.

[Dr Pepper]

Re: Letter from Lowel

This is Phishing, ignore return letter unknown addressee,
Lowell try a lot of this at this time of year to catch people unaware.

What will happen if I just ignore it without returning letter?

[Dr Pepper]

Re: Letter from Lowel

Hi Mark thanks for your response
why do you need more info?

[Kati]

Re: Letter from Lowel

why do you need more info?

in case it's Statute Barred maybe ... if it's over 6yrs since payment/acknowledgement was last made, it would be un-enforceable anyway :santa_wink:

[Dr Pepper]

Re: Letter from Lowel

Thanks Katie yes it was over six years ago does this mean its safe to ignore?

[nemesis45]

Re: Letter from Lowel

What will happen if I just ignore it without returning letter?

Lowell clearly is trying to trap you into acknowledging this alleged debt.
To assess what can be done to assist you, it take information such as,

When was the account opened, when was it closed.
Did you receive any demands for payment from the phone service provider?

Many phone account problems arise from stopping payments when there is a dispute and the " client" feels that any debt for outstanding services and/or charges, these then get sold on to debt purchase companies with little information.

[Kati]

Re: Letter from Lowel

Thanks Katie yes it was over six years ago does this mean its safe to ignore?

I'd (personally) just ignore ANY letter from a DCA until they send a 'letter before action' saying they're taking you to court ... but I'm sure you'll get more advice from the other Beagles
is there any chance you could post up a redacted copy of the letter (so we can see what they're saying)?
K x

[Dr Pepper]

Re: Letter from Lowel

its for an account started in the winter of 05 It was ended it a year later. It says they have used a credit agency to find my address and they want me to confirm the information they have is correct. I haven't before received any demands for payment and I have never acknowledged the alleged debt.

[Kati]

Re: Letter from Lowel

Just file it in the bin they're fishing for information :fish2: