Hi I am new here so I hope I am posting in the correct place.
Thank you for a very useful website.
I would appreviate some help with motormile who have registered a default on my credit file ruining my credit rating which had been gradually improving over the past year.
I've been told a DCA can't register a default they can only update an existing one and continue to report, to clarify - I have been subscribed to all 3 credit ref gencies and have been monitoring my credit accounts and making sure entries are correct for the past year and there has been nothing outstanding to them or to any other creditor that I have not dealt with and have not already settled or have an arrangement with. I have one other default due to drop off my file next week. I had problems after a relationship breakdown but I am finally back on my feet or so I thought.
Motormile were harassing me earlier in the year at a very stressful time in my life. I thought I had finally seen the back of them as they went quiet but suddenly they slap this default on my credit file.
Can anyone help please. I can provide further details if needed. I have corresponded via email with them and complained to their compliance dept.
Thank you for a very useful website.
I would appreviate some help with motormile who have registered a default on my credit file ruining my credit rating which had been gradually improving over the past year.
I've been told a DCA can't register a default they can only update an existing one and continue to report, to clarify - I have been subscribed to all 3 credit ref gencies and have been monitoring my credit accounts and making sure entries are correct for the past year and there has been nothing outstanding to them or to any other creditor that I have not dealt with and have not already settled or have an arrangement with. I have one other default due to drop off my file next week. I had problems after a relationship breakdown but I am finally back on my feet or so I thought.
Motormile were harassing me earlier in the year at a very stressful time in my life. I thought I had finally seen the back of them as they went quiet but suddenly they slap this default on my credit file.
Can anyone help please. I can provide further details if needed. I have corresponded via email with them and complained to their compliance dept.
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