Robinson way

[Jj62]

I received a letter today from Robinson way, asking me to ring them, like a fool I did but did withhold my number, I did do a security check, they advised me I had a debt for 11,000 outstanding with the Lewis group, or HSBC , this could relate to a loan I had years ago in 1999, for about £2000 I did default on the loan, but was paying a £1 a month, I never heard about for the loan for a long time, but now I had this contact from Robinson way asking for money, I told them on the phone they can forget it, as no way do I owe that much. What should I do as I know they will keep bothering me now. Please help.

[FlamingParrot]

Re: Robinson way

I received a letter today from Robinson way, asking me to ring them, like a fool I did but did withhold my number, I did do a security check, they advised me I had a debt for 11,000 outstanding with the Lewis group, or HSBC , this could relate to a loan I had years ago in 1999, for about £2000

If the loan was for £2,000, how can they be asking for £11,000? :scared: :scared: :scared:

I did default on the loan, but was paying a £1 a month, I never heard about for the loan for a long time,

When did you last make a £1 payment? Could it have been over 6 years ago?

but now I had this contact from Robinson way asking for money, I told them on the phone they can forget it, as no way do I owe that much. What should I do as I know they will keep bothering me now. Please help.

Don't speak to them on the phone ever again, from now on everything should be kept in writing. If they ring you, refuse to go through security and hang up.

What to do next depends on your answer to the question above, if you haven't made any payments in 6 years, then the debt would be statute barred and you'd send a letter to that effect. If you have made more recent payments, I'd suggest sending them a CCA request. :thumb:

[FlamingParrot]

Re: Robinson way

I received a letter today from Robinson way, asking me to ring them, like a fool I did but did withhold my number, I did do a security check, they advised me I had a debt for 11,000 outstanding with the Lewis group, or HSBC , this could relate to a loan I had years ago in 1999, for about £2000

If the loan was for £2,000, how can they be asking for £11,000? :scared: :scared: :scared:

I did default on the loan, but was paying a £1 a month, I never heard about for the loan for a long time,

When did you last make a £1 payment? Could it have been over 6 years ago?

but now I had this contact from Robinson way asking for money, I told them on the phone they can forget it, as no way do I owe that much. What should I do as I know they will keep bothering me now. Please help.

Don't speak to them on the phone ever again, from now on everything should be kept in writing. If they ring you, refuse to go through security and hang up.

What to do next depends on your answer to the question above, if you haven't made any payments in 6 years, then the debt would be statute barred and you'd send a letter to that effect. If you have made more recent payments, I'd suggest sending them a CCA request. :thumb:

Apologies for the late reply.