Hi all,
I have a DCA chasing for 2 Overdraft balances they have purchased from the bank
I have looked at:
http://www.legalbeagles.info/forums/...HSBC-overdraft
and it seems to suggest I could claim the requirement for agreement documentation, as this was an agreed overdraft, but then went beyond the agreed amount.
The issue I have is as the original OD agreement was some time ago and the EC directives were 2010, does this legislation still apply?
Also, I'm assuming that at the point they wished to call the whole debt in, the OC should have issued a default notice under CCA 74' S87/88?
I have a DCA chasing for 2 Overdraft balances they have purchased from the bank
I have looked at:
http://www.legalbeagles.info/forums/...HSBC-overdraft
and it seems to suggest I could claim the requirement for agreement documentation, as this was an agreed overdraft, but then went beyond the agreed amount.
The issue I have is as the original OD agreement was some time ago and the EC directives were 2010, does this legislation still apply?
Also, I'm assuming that at the point they wished to call the whole debt in, the OC should have issued a default notice under CCA 74' S87/88?
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