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Hello all would seem I have a favour of general information to ask I did post my question on another debt board but was advised the owner here is a specialist at deling with the leeds lot, bear in mind i live just outside leeds
It seems lowell have bought all my debts
I recently received a letter from them saying as they have searched my credit file they think I'm now in a position to pay, which i might be but as they are all certainly statute barred ,and from what i have read they are absolute scum i won't be giving them the steam off my erm
ie
I have made no contact
I have made no payments
the debts relate to 2005 -2006 at the latest
no one has recorded a CCJ and these debts have done more miles than the starship enterprise between the DCA's
All credit reference searches are clean in fact even the duplicate ones lowell had put on as extras 2 years after the original creditors have dropped off
I have read however that lowlifes even try to fake payments this concerns me somewhat as I have recentley read a thread where the onus is on me to prove i haven't made a payment,
well a usefull piece of information any payments could only have come from one account which was closed at the time by one of the major creditors so if they pull a fast one my basic bank account is the only one i have and i was wise to just ignore them when they were making threats definitely wouldnt have made any payments ,wasn't intimidated by them in my line of work
SOOOOOOOOOOOOOOO
Recentley I got around to cleaning my life up ,lets say
Got a letter from leeds losers ignored it TBH and i received a text initially from fredricksons daily now phonecalls doing a bit of research says brian carter will be next to threaten , have already signed up to MCOL to defend with absolute defence of statute barred
Am i just better waiting for BC to get in touch spouting his version of risk assesed what he might get away with in Northampton clearing centre, or better just telling fredricksons to go find a better pastime now and put them in the picture
I have sent no one a prove it or statute barred letter yet preferring just to pass my time being entertained by the telephone specialists who seem to think I'm crying on the other end in fear
I was advised breaking legs would land me in prison but it does seem this is the only course of action these people will understand
thanks
B.
It seems lowell have bought all my debts
I recently received a letter from them saying as they have searched my credit file they think I'm now in a position to pay, which i might be but as they are all certainly statute barred ,and from what i have read they are absolute scum i won't be giving them the steam off my erm
ie
I have made no contact
I have made no payments
the debts relate to 2005 -2006 at the latest
no one has recorded a CCJ and these debts have done more miles than the starship enterprise between the DCA's
All credit reference searches are clean in fact even the duplicate ones lowell had put on as extras 2 years after the original creditors have dropped off
I have read however that lowlifes even try to fake payments this concerns me somewhat as I have recentley read a thread where the onus is on me to prove i haven't made a payment,
well a usefull piece of information any payments could only have come from one account which was closed at the time by one of the major creditors so if they pull a fast one my basic bank account is the only one i have and i was wise to just ignore them when they were making threats definitely wouldnt have made any payments ,wasn't intimidated by them in my line of work
SOOOOOOOOOOOOOOO
Recentley I got around to cleaning my life up ,lets say
Got a letter from leeds losers ignored it TBH and i received a text initially from fredricksons daily now phonecalls doing a bit of research says brian carter will be next to threaten , have already signed up to MCOL to defend with absolute defence of statute barred
Am i just better waiting for BC to get in touch spouting his version of risk assesed what he might get away with in Northampton clearing centre, or better just telling fredricksons to go find a better pastime now and put them in the picture
I have sent no one a prove it or statute barred letter yet preferring just to pass my time being entertained by the telephone specialists who seem to think I'm crying on the other end in fear
I was advised breaking legs would land me in prison but it does seem this is the only course of action these people will understand
thanks
B.
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