Assigned Debt

[brenr]

I had a credit card debt with Halifax BOS which I was repaying to Blair Oliver Scott AKA Halifax BOS. I had never defaulted on the payments and in November they agreed a further six months extension at 20.00 per month which is what Ive been paying for a year or so. They told me they wont bother me and only contact me again in six months. However today I received a letter from Marlin v Eurpoe saying they had assigned the debt, accompanied by a Halifax Lloyds letter saying debt assigned to Marlin and it being over 4k. I do not recall any letters from Blair Oliver Scott stating it was that much, so notwithstanding Im going to request full particulars, im worried that this company will start pressing for increased amounts or threaten bankruptcy? any useful advice welcomed

[Gorang]

Re: Assigned Debt

Hi Brenr

I assume that you were in a payment plan with Blair Oliver Scott for £20 per month
They extend for another 6 months
Debt has now been assigned to Marlin
Marlin say the debt is for over 4 k

is this all correct??

How much did you think was still left to pay on the account??
Have you had any statements recently from Halifax or Blair Oliver Scott to how the outstanding balance??


Marlin could ask for more money but they CAN'T make you pay more than you can afford

Are you on benefits at all??

You may have to complete a new income and expenditure sheet for Marlin (or who ever they get to do their dirty work) to show what you can afford per month



I am NOT clued up on repayment plans or their workings but if you can answer the above questions then that will maybe help the people who do know about payment plans, get a better picture.

[brenr]

Re: Assigned Debt

Hi Brenr

I assume that you were in a payment plan with Blair Oliver Scott for £20 per month
They extend for another 6 months
Debt has now been assigned to Marlin
Marlin say the debt is for over 4 k

is this all correct??

How much did you think was still left to pay on the account??
Have you had any statements recently from Halifax or Blair Oliver Scott to how the outstanding balance??


Marlin could ask for more money but they CAN'T make you pay more than you can afford

Are you on benefits at all??

You may have to complete a new income and expenditure sheet for Marlin (or who ever they get to do their dirty work) to show what you can afford per month



I am NOT clued up on repayment plans or their workings but if you can answer the above questions then that will maybe help the people who do know about payment plans, get a better picture.

All this is correct, I work but have been on pay freeze for three years, my partner suffers with life threatning illness and receives DLA Care only HBOS knew about the vulnerability in the family and stress this has had. They only agreed the further six months begining of November, had a payment in NOvember and begining of DEc, yet assigne the debt end Nov.