5 year wait

[wales01man]

Just been told by my son who has different initials to me that he has received at his address a letter from a debt collector a letter for me concerning a debt from a business I had nearly five years ago.
Hes writing back to say no one of that name lives there anyway they wont get a penny whatever.
This makes me think that these threatograms may be sent to anyone anywhere who has the same surname as the debtor our surname is not a common one but I know of at least 6 people on facebook with the same first and last name as mine have to wonder how many letters they may have received for me.

[enquirer]

Re: 5 year wait

There's no doubt that DCA's routinely adopt a scattergun approach, sending speculative letters to all and sundry. What is worrying is the possibility that frightened people may be terrorised into paying a debt that isn't theirs.

A cynical person might suspect that DCA's are aware of this and might not only hope to collect payment from the wrong person, but also to collect it several times.

[wales01man]

Re: 5 year wait

They would not frighten any member of my family but I can see that others mighed worry the joke will be that I expect a few months after he says he is not the debtor another DCA will send a letter but hes moving out soon if they get this address I will need a bigger DCA file LOL