Lloyds Dept Settled on Equifax, Being chased by Lowell?

[PlanB]

Re: Lloyds Dept Settled on Equifax, Being chased by Lowell?

This is an account that seems to have my husbands name on it only. But as I said before, I'm sceptical that this is even really his.

Was the bank account you sourced on Equifax in joint names because that could give you a clue?

[PlanB]

Re: Lloyds Dept Settled on Equifax, Being chased by Lowell?

Where is the O/D information letter which the OP's husband can send when he returns home. I have no idea where to start looking for that :doggieyes:

I meant this one: http://www.legalbeagles.info/forums/...328#post312328

^^^^ There it is. Did you sneak that link in after my post FP :rofl:

[CleverClogs]

Re: Lloyds Dept Settled on Equifax, Being chased by Lowell?

In addition to the incorrect DOB on this entry in the report, it is also under a linked address that I've never heard of.

Does his other wife or his mistress live there? :laugh:

My husband is away at the moment

At the linked address? :rofl:

so I will have to clarify with him, but I'm getting the feeling that this account does not belong to him! If this is indeed the case what on earth should we do!?

Tell Lowlife to bother the right person instead.

[PlanB]

Re: Lloyds Dept Settled on Equifax, Being chased by Lowell?

Tell Lowlife to bother the right person instead.

So do you think the OP's husband should send a *Prove It* letter? It does seem like a fishing expedition to me if Lowells have got the wrong linked address

[CleverClogs]

Re: Lloyds Dept Settled on Equifax, Being chased by Lowell?

Wouldn't it be better to send the O/D information letter to achieve this? :noidea:

I meant this one: http://www.legalbeagles.info/forums/...328#post312328

Except that the 2010 directive does not apply to an overdraft defaulted in 2009.

[CleverClogs]

Re: Lloyds Dept Settled on Equifax, Being chased by Lowell?

So do you think the OP's husband should send a *Prove It* letter? It does seem like a fishing expedition to me if Lowells have got the wrong linked address

The wrong "linked address" may be explicable - see above.

The wrong date of birth isn't, unless the debt was incurred by the husband's evil brother.

[Gorang]

Re: Lloyds Dept Settled on Equifax, Being chased by Lowell?

We have just had another letter prompted him for payment today from Lowell, threatening all forms of action they could take if he doesn't contact them.

Have they made a clear threat of legal action yet?? ........The letter you posted above is NOT a clear threat of legal action as they are saying what they COULD do........... a clear threat of legal action is when they say they WILL take legal action............ there's a difference as I'm sure you will see........... If they HAVE made a clear threat of legal action then I am thinking a CPR request needed............... BUT I suspect they will NOT have got to the stage of making a clear threat of legal action yet

[FlamingParrot]

Re: Lloyds Dept Settled on Equifax, Being chased by Lowell?

^^^^ There it is. Did you sneak that link in after my post FP :rofl:

I did indeed, just to confuse you.

Except that the 2010 directive does not apply to an overdraft defaulted in 2009.

I didn't realise it was that long ago (it's a long thread) I wonder whether the Lowlifes would notice... :noidea: