lowells produce a cca what next?

[josh1234]

hi recieved a letter some months ago from lowell about an old catalouge account i had from 2010 looking at my credit score lowells have defaulted me on this catalouge.so i sent them a cca request with the applicable 1 pounds admin fee.recieved a a office copy of the cca from lowells on saturday and a letter saying they look forward to proposals of repayment of £857 i have uploaded the cca they sent me.any advice on my next move would be greatly appreciated.thankslowells.pdf

[josh1234]

Re: lowells produce a cca what next?

just been going through this account details from the recieved SAR i sent to shopdirect.and there are 10 174g 12 pound administration fees.even though shopdirect have sold this account to lowells can i write to shopdirect to have the admin charges taken of the account balance which would take me below the bankrupt threshold.also the account details say shopdirect sent me a section 87 default notice on the 19/07/2010 does the statue barred time start from that date.i dont recall getting a default notice from shopdirect.