Bryan Carter Solicitors

[cards down]

My Wife recently received the attached letter from Bryan Carter Solicitors. She has told me that she doesn’t know what the debt is for although she did have catalogue accounts some years ago and feels it may be something to do with one of those. Can anyone help point us in the right direction to clear this matter up? Many Thanks.

[FlamingParrot]

Re: Bryan Carter Solicitors

My Wife recently received the attached letter from Bryan Carter Solicitors. She has told me that she doesn’t know what the debt is for although she did have catalogue accounts some years ago and feels it may be something to do with one of those. Can anyone help point us in the right direction to clear this matter up? Many Thanks.

If she's not sure what the debt is for, she should send a letter asking them to prove the debt. As the tone of their letter is rather serious, it should be sent recorded delivery with a copy to Fredrickson. That should put the ball in their court, as they'll have to supply evidence of this debt. layball:

Dear Sirs

Ref: xxxxxxxx

You have contacted me regarding the account with the above reference number, which you claim is owed by myself. I have no knowledge of any such debt being owed to Fredrickson International Limited. I am familiar with the CPUTR 2008 and the Office of Fair Trading's Guidance on debt collection, which states that it is unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question. I would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable and in not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive and unfair methods. Furthermore ignoring and disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical & psychological harassment.

I would ask that no further contact be made concerning the above account unless you can provide evidence as to my liability for the debt in question and await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to Trading Standards and also inform the Office Of Fair Trading of your actions.

Yours faithfully,