Tweet
Hi,
New here having researched Restons last night and found the info helpful, I need to see what my options are regarding an alledged debt.
I have been contacted by Rstons who having been trying to locate me which I find surprising as i am not in hiding, anyways I digress, I have return their enquiry today to discover they are acting on behalf of Hitachi finance for a debt I was paying off up to November 2011, I recall trying to contact Hitachi at that time to obtain a balance on any outstanding amount to which i received no reply, I then took the step of stopping the direct debit/Standing order I had set up as this generally gets creditors attention and they contact you to find out why payment has stopped, needless to say this did not happen, I never received any communication from them and I did not persue it further, I have not received any correspondance regarding this matter until the letter from Restons yesterday.
What i would like to know is what are my options now given that they have not persued this debt in nearly 2 years, Restons claim Arrow global have attempted to contact me yet I have no recollection of this and would have responded had they done so. Can this debt still be persued or are there limitations?
Any advice would be greatly appreciated.
New here having researched Restons last night and found the info helpful, I need to see what my options are regarding an alledged debt.
I have been contacted by Rstons who having been trying to locate me which I find surprising as i am not in hiding, anyways I digress, I have return their enquiry today to discover they are acting on behalf of Hitachi finance for a debt I was paying off up to November 2011, I recall trying to contact Hitachi at that time to obtain a balance on any outstanding amount to which i received no reply, I then took the step of stopping the direct debit/Standing order I had set up as this generally gets creditors attention and they contact you to find out why payment has stopped, needless to say this did not happen, I never received any communication from them and I did not persue it further, I have not received any correspondance regarding this matter until the letter from Restons yesterday.
What i would like to know is what are my options now given that they have not persued this debt in nearly 2 years, Restons claim Arrow global have attempted to contact me yet I have no recollection of this and would have responded had they done so. Can this debt still be persued or are there limitations?
Any advice would be greatly appreciated.
there has to be a clear 6 year period without any payments or written acknowledgment for a debt to be Statute Barred (5 in Scotland). :clock:
so it's not a good idea to just ignore them. It may be worth sending Arrow a CCA request and copying Restons in on the letter. You'll find a CCA request letter here: 
hoto: of Restons letter and post it up here? :typing:
)
Comment