Sent for Credit Report

[Helpseeker]

Re: Sent for Credit Report

Good Morning,

Can anyone update me on the status/standing of this app. form?
I am unsure as to whether they fully complied with my cca request.

In their response letter, they have given a deadline of 17 Aug,
so I think I should respond soon.

Also, with this particular Nwide a/c, I looked through the statements
but I couldn't see any PPI. However there are late charges and interest.

Regards.

[Helpseeker]

Re: Sent for Credit Report

Sorry to hear that.
Okay, thanks very much for your efforts and for the heads-up, Labman

Massive problems here getting the attachments uploaded. No ordinary method worked, so we've had to be creative.

Housekeeper - once someone confirms they can see them properly, I'll delete all your details from my computer. :beagle:

Re: Sent for Credit Report

Massive problems here getting the attachments uploaded. No ordinary method worked, so we've had to be creative.

Housekeeper - once someone confirms they can see them properly, I'll delete all your details from my computer. :beagle:

[Helpseeker]

Re: Sent for Credit Report

I have been looking through my papers and so far, I have not seen a Notice of Assignment letter.
I only have a Default Notice from Nwide.

The easiest thing to do is probably just to cover the bits of personal info with bits of paper and then take a picture of the whole thing. hoto: That way the details won't be there in the first place, rather than being hidden behind a white square.

Your credit report has nothing to do with the enforceability (or otherwise) of the account. :nono:

Accounts can be sold or assigned regardless of whether they are unenforceable or even statute barred, there's nothing illegal about that in itself. If the account has been sold, you should have received a notice of assignment to the new owner.

[FlamingParrot]

Re: Sent for Credit Report

Have you received a notice of assignment letter to the new owner? :beagle:

[Helpseeker]

Re: Sent for Credit Report

Here is the information they sent to me. I had huge problems uploading a redacted copy so hope you can make sense of the two attachments, one a Letter from Moorcroft, and the other a copy of my application which had to be done as three separate screenprints in Word so it could be read. Hope you can see it OK!

I welcome your response/guidance.
Thanks in advance.

Regards,
Helpseeker.

[Helpseeker]

Re: Sent for Credit Report

Is it possible for you to post a copy of the agreement and T&C's up for us to look at with ALL personal details removed? We'll be better placed to comment then. :beagle:

Hi Labman,

Yes, I will just find the file and upload it in my next posting.

Re: Sent for Credit Report

Is it possible for you to post a copy of the agreement and T&C's up for us to look at with ALL personal details removed? We'll be better placed to comment then. :beagle: