Lowell modus operandi

[Captain Haddock]

Re: Lowell modus operandi

Lovin the humour, guys.

Soft and cuddly acknowledgement letter received. Will let this snooze until the attack commences.

[Captain Haddock]

Re: Lowell modus operandi

Not difficult to beat off the LEEDS LOSERS;
the seem to love buying dead donkey accounts!

Well, they gave up without a fight! V. polite letter landed on the mat stating NFA and account will be closed. What a waste of money for them, buying that dud account with incorrect data passed over from the bank. I almost feel sorry for them....

[Angry Cat]

Re: Lowell modus operandi

Well, they gave up without a fight! V. polite letter landed on the mat stating NFA and account will be closed. What a waste of money for them, buying that dud account with incorrect data passed over from the bank. I almost feel sorry for them....

Many, the unempowered, don't even put up a fight! The begging letters are their strategy that work...if they don't ask, they don't get.
It is called trading on fear and ignorance

[Captain Haddock]

Re: Lowell modus operandi

Many, the unempowered, don't even put up a fight! The begging letters are their strategy that work...if they don't ask, they don't get.
It is called trading on fear and ignorance

You're right, Cat. I shudder to think of the myriad of people who have succumbed to DCA prowelling.

I think, in this case, the warning shot across their bows about trying the SD trick was instrumental in them caving in. They couldn't possibly have know what erroneous data I spotted in their paperwork, even if they do lurk on this forum. It's either that or they did have another look at the paperwork they had and decided I wasn't worth going after. Who knows, but another bad day for Lowell; long may it continue!

[ODC]

Re: Lowell modus operandi

The Leeds Losers in common with most DCA pondlife rely on intimidation to get payments from so called debtors. Usualky they can easily be dispatched by a well worded response. They just move on to an easier victim. The problem is that so few people are aware of forums like this and fall for the bullshit. DCAs have no more power than you or I. They are in my opinion legalised EXTORTIONISTS.

[ruthie59]

Re: Lowell modus operandi

Hi,

I would be grateful for any comments. I have a mobile bill from 02 whch I had forgotten about. The amount outstanding is £141.57. This has been passed around various DCA's, including Lowell, who have now passed it to Advantis.

I have today received a rather threatning letter from Advantis with much use of the words 'if', 'perhaps' and 'may'.

I would appreciate any advice as to how to deal with them.

The bill is about 3 years old and as it's for such a small sum would I be correct in assuming that it wouldn't be worth taking to court?

They have also said that they may recommend a visit by a doorstep collector, but I believe that can only be the case if I were to make an appointment, which I have no intention of doing.

Many thanks for your help and advice.

Ruthie

[FlamingParrot]

Re: Lowell modus operandi

Hi,

I would be grateful for any comments. I have a mobile bill from 02 whch I had forgotten about. The amount outstanding is £141.57. This has been passed around various DCA's, including Lowell, who have now passed it to Advantis.

I have today received a rather threatning letter from Advantis with much use of the words 'if', 'perhaps' and 'may'.

I would appreciate any advice as to how to deal with them.

The bill is about 3 years old and as it's for such a small sum would I be correct in assuming that it wouldn't be worth taking to court?

They have also said that they may recommend a visit by a doorstep collector, but I believe that can only be the case if I were to make an appointment, which I have no intention of doing.

Many thanks for your help and advice.

Ruthie

The vast majority of such threats are just empty threats and they never send anyone round. If you are concerned, there is a letter you can send stating what you say above. :typing:

Dear Sirs

Ref: xxxxxxxx

Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me over the past few weeks and these have been duly logged by time and date. Should it be your intention to arrange a doorstep visit, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make such an appointment with you.

There is an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v Sheppard & Short Ltd [1959] 2 QB 384. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and, if you do so, you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

Yours faithfully,