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hi guys
im trying to resolve a provident issue
heres the chronology
2009 took out the loan with my ex (only my name one the book)
2009 left the ex she stayed in the house so took over payment
2010 joined credit expert and check my file (no provident information at all)
2010 - 2012 checked regularly cra's no default from provident no information at all
October 2012 suddenly a provident default with full account history appears on my file
now my question is are they allowed to not show details of my account until its way too late to stop the default ie if I had seen late payments id have contacted them way before default as it is now even though I said id pay in full they will not agree that they should have updated my credit file and remove the default also I didn't get a default notice although I understand this sint applicable if I had moved
any help ?
im trying to resolve a provident issue
heres the chronology
2009 took out the loan with my ex (only my name one the book)
2009 left the ex she stayed in the house so took over payment
2010 joined credit expert and check my file (no provident information at all)
2010 - 2012 checked regularly cra's no default from provident no information at all
October 2012 suddenly a provident default with full account history appears on my file
now my question is are they allowed to not show details of my account until its way too late to stop the default ie if I had seen late payments id have contacted them way before default as it is now even though I said id pay in full they will not agree that they should have updated my credit file and remove the default also I didn't get a default notice although I understand this sint applicable if I had moved
any help ?
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