STATUTE BARRED ADVICE Please

[billysilly]

Hi Folks

I am trying to find out for sure the details on statute barred.

I have been searching all day and have come up with lots of contradictory advice!!

Can anyone please confirm if a credit card debt originally taken out whilst living in England becomes statute barred after 5 years if you have since moved to Scotland?

Some people are saying no it stays with English law if that's where you took out the agreement originally others are saying there is a 3 or 6 month residency requirement among various other options!!

Does anyone actually know for sure?

Thanks in advance

Billy

[Inca]

Re: STATUTE BARRED ADVICE Please

:bump:

[ODC]

Re: STATUTE BARRED ADVICE Please

IMHO it depends on the jurisdiction where you reside. After all they cannot use the Northampton Bulk Centre for cases in Scotland or Northern Ireland. Both countries whilst part of the UK have their own laws. The Limitation Order in NI is practically identical to the English one but as some of the DCAs found out there is a subtle difference. CRAPquest mass mailed a load of SDs a few years back and they werent worth the paper they were printed on because the had used the wrong legislation

[billysilly]

Re: STATUTE BARRED ADVICE Please

Hi Everyone

I have been given this advise by a debt advisor.....

What if I have moved to Scotland from England?

If you were living in England when you took on the debt but have now moved to Scotland, whether or not the debt will be statute barred after 5 years will depend on how long you have been resident in Scotland.
Normally you will need to have been resident in Scotland for 6 months for the Prescription and Limitation (Scotland) Act 1973 to apply to your debts.

It may help someone else some day!

Billy