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Hi guy I'm really hoping someone can help.......
So basically last year at 41 weeks pregnant I moved out of my owned property into rented accommodation due to repossession. I informed the council of my move and nothing was said........ 5 months later I took on NRAM to court and won my house back so I moved back in the following month. I recently got a council tax bill for £575 from 2012/2013. because i own the property im liable for 50% of the council tax. the letter states if I'm having difficulty paying then I should fill in the included form with my income details on it.....ok so where's the form I don't have it there saying they've sent. I rang them up and explained my situation that I'm out of work and I have 3 children under 5 and a full time carer to my grandmother so I don't have much money to pay them. The guy from the council said he'd send me an income and expenditure form out to fill in and send back ASAP. Ok...... Still waiting its been a week, yesterday come home to find a bailiff on my doorstep and I had my sick daughter in the car so I drove straight past until he went. Then mr Cunningham kindly visited my property again at 6:50 am today shouting through my letter box woke my 3 children up. I ignored him and he finally went after posting a 'notice of distress' through my door which had 1x green Lexus and the reg wrote on it.... The car wasn't clamped. The thing is I don't understand what this means!!!! Does he have legal rites over the car now??? The v5 is in my name for tax and insurance purposes but my partner owns the car and has proof he brought the car. Where do I stand on this if mr Cunningham takes my car, I need my car to go to college and look after my grandmother take her to appointment etc. I HAVE offered to pay but not at the amount he wants I've also rang CAB and got advice and also spoke and wrote to the council offering part payment and the rest on a realistic pay plan but they say it is unlikely to have it returned.
If someone can pls help I am sick with worry
Thanks
Emma
So basically last year at 41 weeks pregnant I moved out of my owned property into rented accommodation due to repossession. I informed the council of my move and nothing was said........ 5 months later I took on NRAM to court and won my house back so I moved back in the following month. I recently got a council tax bill for £575 from 2012/2013. because i own the property im liable for 50% of the council tax. the letter states if I'm having difficulty paying then I should fill in the included form with my income details on it.....ok so where's the form I don't have it there saying they've sent. I rang them up and explained my situation that I'm out of work and I have 3 children under 5 and a full time carer to my grandmother so I don't have much money to pay them. The guy from the council said he'd send me an income and expenditure form out to fill in and send back ASAP. Ok...... Still waiting its been a week, yesterday come home to find a bailiff on my doorstep and I had my sick daughter in the car so I drove straight past until he went. Then mr Cunningham kindly visited my property again at 6:50 am today shouting through my letter box woke my 3 children up. I ignored him and he finally went after posting a 'notice of distress' through my door which had 1x green Lexus and the reg wrote on it.... The car wasn't clamped. The thing is I don't understand what this means!!!! Does he have legal rites over the car now??? The v5 is in my name for tax and insurance purposes but my partner owns the car and has proof he brought the car. Where do I stand on this if mr Cunningham takes my car, I need my car to go to college and look after my grandmother take her to appointment etc. I HAVE offered to pay but not at the amount he wants I've also rang CAB and got advice and also spoke and wrote to the council offering part payment and the rest on a realistic pay plan but they say it is unlikely to have it returned.
If someone can pls help I am sick with worry
Thanks
Emma
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