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Hi There
I have been really struggling where to start with this problem, i will just give you a bit of background information which might help.
My mother decided to get a £10000 loan with this company which is secured on the house and runs along side her mortgage so she will end up paying back £26500, she was diagnosed termainly ill with cancer in 2009 and 2 weeks ago we had to move her in to a care home, this is when i found out about this while sorting out the bags of paper work that she had laid about the house.
The problem i am facing is that i am trying to take the house over (as i am going through a divorce and need a home for me and my son) and i am getting no joy with swift and my dear old lady is doing her usual trick of burying her head in the sand which i can not blame her, but she has never told swift about her illness, but the question is do i have to take over this loan to keep the house, id rather not pay an extra £10000 but if i have to do that to keep the house i am willing to do so, but if i have to pay the full loan agreement it makes life a bit hard with me paying the mortgage on my previous home until it is sold.
please if anybody has any advice on this that would be fantastic
Regards
Sean
I have been really struggling where to start with this problem, i will just give you a bit of background information which might help.
My mother decided to get a £10000 loan with this company which is secured on the house and runs along side her mortgage so she will end up paying back £26500, she was diagnosed termainly ill with cancer in 2009 and 2 weeks ago we had to move her in to a care home, this is when i found out about this while sorting out the bags of paper work that she had laid about the house.
The problem i am facing is that i am trying to take the house over (as i am going through a divorce and need a home for me and my son) and i am getting no joy with swift and my dear old lady is doing her usual trick of burying her head in the sand which i can not blame her, but she has never told swift about her illness, but the question is do i have to take over this loan to keep the house, id rather not pay an extra £10000 but if i have to do that to keep the house i am willing to do so, but if i have to pay the full loan agreement it makes life a bit hard with me paying the mortgage on my previous home until it is sold.
please if anybody has any advice on this that would be fantastic
Regards
Sean