help needed: varde investments ccj claim started,through hl legal

[tiptop]

hi guys...

varde investments has bought my old credit card...looks like bmi American express.

asked for the particulars in the claim form. around dec 12 they wanted an extension(hl legal) gave it them, and they confirmed extend to 31 jan13.

no docs recived by 31 jan 13 so submitted defence( really edited a template i found) based on don't deny or admit as no documents provided.

got the documents on the 4th of feb 13. a bit late.

Ive attached the documents, for someone to have a look, and see how I can defend. I do not remember getting DN or assigment from them for a few reasons. 1. I moved house, 2. mail not forwarded.

HELP!!! i feel like im gonna go down the accept without prejudiced, no money £1 a month and CCJ BANG...

[tiptop]

Re: help needed: varde investments ccj claim started,through hl legal

cant upload my pdf file, is 13.4mb too large (pdf)?

[tiptop]

Re: help needed: varde investments ccj claim started,through hl legal

managed to add the files, split it up in 4 parts.

[FlamingParrot]

Re: help needed: varde investments ccj claim started,through hl legal

Have noticed the alleged balance is just over £5k, putting it just above the small claims threshold, which means you could get legal representation on a conditional fee agreement basis. You may consider contacting this of credit litigation specialists -> http://www.watsonssolicitors.co.uk/contact.html

Or PM PT2537 with a link to this thread - he works for that firm and has successfully defended a number of consumer credit cases, including this one -> http://www.bbc.co.uk/news/business-17670803, where the defendant is also a member here: Plan B

Your name appears on those attachments, you should repost them with those details blanked out!

Have reported the fact to site admin.

[Celestine]

Re: help needed: varde investments ccj claim started,through hl legal

Attachments unapproved. Please anonymize and repost.

[tiptop]

Re: help needed: varde investments ccj claim started,through hl legal

Have noticed the alleged balance is just over £5k, putting it just above the small claims threshold, which means you could get legal representation on a conditional fee agreement basis. You may consider contacting this of credit litigation specialists -> http://www.watsonssolicitors.co.uk/contact.html

Or PM PT2537 with a link to this thread - he works for that firm and has successfully defended a number of consumer credit cases, including this one -> http://www.bbc.co.uk/news/business-17670803, where the defendant is also a member here: Plan B

Your name appears on those attachments, you should repost them with those details blanked out!

Have reported the fact to site admin.

where does my name appear?, ive checked them and i seem to have covered them all?

[FlamingParrot]

Re: help needed: varde investments ccj claim started,through hl legal

Attachments unapproved. Please anonymize and repost.

I can still see the attachments with the OP's name.

where does my name appear?, ive checked them and i seem to have covered them all?

Your name is on the solicitors letter, on the statement and on page 3 of the terms!

[tiptop]

Re: help needed: varde investments ccj claim started,through hl legal

I can still see the attachments with the OP's name.
Your name is on the solicitors letter, on the statement and on page 3 of the terms!

I hope the attachments are approved now.

[tiptop]

Re: help needed: varde investments ccj claim started,through hl legal

any one???

[FlamingParrot]

Re: help needed: varde investments ccj claim started,through hl legal

Now that the attachments are reposted, you may wish to PM PT2537 with a link as suggested on post 4 above ---> http://www.legalbeagles.info/forums/...301#post319301

[tiptop]

Re: help needed: varde investments ccj claim started,through hl legal

is there anyway i can stop a charging order if varde wins?

[FlamingParrot]

Re: help needed: varde investments ccj claim started,through hl legal

They would have to obtain a CCJ first, then apply for an interim Charging Order, then a final CO. If the property is jointly owned and the debt is in your sole name all they could record is a restriction. Sadly COs are all too easy to obtain once the creditor has a CCJ, however, there may be other avenues to explore to prevent this in the first place, that's why you should really seek legal advice as noted above.

If you want to keep your documents and any discussion about them from prying eyes, you may consider joining the VIP area, it could be £9 well spent. Go to settings, the third group down is 'My settings', under 'My account', the last item is paid subscriptions. Under VIP member subscription, choose one year £9 or 10 years £25. See below. :grin: Attached Thumbnails