Hi my husband took out a small loan with welcome in 2004. He defaulted not long after, before we met. Last year, completely out of the blue, we received a claim form from Northampton cc stating a solicitor was pursuing the debt and applying for a ccj. We completed the claim form, the ccj was awarded regardless of the information we provided and the repayments the court stated we must pay are higher than we can afford. We are however paying as they then sought an attachment of earnings and we don't want my husbands employer informed.
I suppose my main question is should they have been able to pursue this through he Courts as it was over 6 years old and we had not received any correspondence from welcome in that time?
secondly, do I have grounds to apply to have the judgement set aside?
I suppose my main question is should they have been able to pursue this through he Courts as it was over 6 years old and we had not received any correspondence from welcome in that time?
secondly, do I have grounds to apply to have the judgement set aside?
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