Mrs G's MMF Problem

[miliitant]

Re: Mrs G's MMF Problem

Cross posts Militant, we must stop meeting like this.. people will talk :tinysmile_aha_t:

its just that we all care on this forum

[Hurricane Puffrose]

Re: Mrs G's MMF Problem

As my darling Dad used to say: Never a truer word spoken in jest

[teaboy2]

Re: Mrs G's MMF Problem

post up as soon as you get a reply

things start to get interesting now, i will hold barry to every statutory obligation going, mmf likes to send out reams of threatograms, he has seen nothing yet for lawful requests on their rights to chase you for this alleged debt

they will get sick of your requests by the time i have finished with them, all which they have to comply as they have a legal obligation to

boot on other foot now for mmf


and the account will be on hold until they do comply

that will hold them off long enough until the OFT close them down

tboy2 has allready been through this, no doubt he/she will pop in later

Oh yesss lol

They originally sent me 2 agreements for 1 loan with 1 dated for 1 month and the other dated for the following month, surely i would have only ever signed one agreement not 2 even if i had taken out the loan.

Anyway i request them to send me legally certified copies of the true copy of the agreement, default notices and deed of assignment along with a formal cease and desist which included the removal of the default from my credit file. Which was actually removed and no legally certified documents arrived. Though they did try it on again by email earlier last week, but soon got shot down again lol.

[Mrs Grumpy]

Re: Mrs G's MMF Problem

How long do MMF usually take to get back to you , when you have started to ask for copies of credit agreements .

Or is this when it starts to get nasty,i say bring it on and i'm ready for them . They can't be any nastier than my husband and i'm starting to get the better of him .

He's not so Smug now the CSA are after him Lol.

[Hurricane Puffrose]

Re: Mrs G's MMF Problem

Truth be told, they normally dont!

I believe if you do a SAR request (which has a fee of £10) takes up to 40 days, I believe the search you asked for has the same time scale, keep a check i the £1 has been cashed.

[Mrs Grumpy]

Re: Mrs G's MMF Problem

Would any body be willing to look at the credit agreement for me , if i email it to them .

Barry has just emailed it to me , and i don't know what i should be looking for .

Many thanks

[teaboy2]

Re: Mrs G's MMF Problem

Yeah i have pm'd my email address too you.

[dogtired]

Re: Mrs G's MMF Problem

Hope you made it clear that was what the fee was for, its been known (and from personal experiance with another DCA) for them to pay it into the disputed account.

[Mrs Grumpy]

Re: Mrs G's MMF Problem

Tea Boy2 the email has been sent thank you.

[teaboy2]

Re: Mrs G's MMF Problem

Ok Mrs G

Will have a look at it shortly and let you know what i make of it!

[Mrs Grumpy]

Re: Mrs G's MMF Problem

I have to go into town shortly , but i will be back on later thank you for your help

[teaboy2]

Re: Mrs G's MMF Problem

Right, well for a start its two seperate agreements, both for the same amount one under MRs G's name and 1 under Mr G's name. A lot is not legitable so that makes it unenforceable but it is borderline readable.

But the same set of terms and conditions showing both MRs and MR G's names. By my reckoning i would say its unenforcable as i've never heard a agreement could be made in such a manner, only that it can be signed by 1 person and a 3rd party would be a gaurantor. i will eremove identifiable info from it and post it up for others to look at and give an opinion on it.

Thats if thats ok with you Mrs G?

[teaboy2]

Re: Mrs G's MMF Problem

Right slight problem. am not able to edit the file as its a .pdf file

Scratch that, i found away to do it. Included is all documents minus ID, utility bills, bank statement and direct debit mandate form.

Well now its not letting me attach the images, i click upload and all i get is a blank screen in the attachment browser window that opens up when you click add attachment!!

[Mrs Grumpy]

Re: Mrs G's MMF Problem

That's fine with me Tea Boy2, ifyou can find a way to put it up on screen.

[teaboy2]

Re: Mrs G's MMF Problem

Have emailed them you Mrs G as it wouldn't let me put them up on the thread.