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Hi
I will start by apologising about the size of this post :-( ...... Sorry
i have a pretty serious worry regarding a ccj I was given back in 2009
so my story starts,
in 2007 I took out a loan with welcome finance for £1,000 for the first 6 months of the loan everything was fine and dandy, was offered the chance off another £1000 pound on top, so decided on taking this and putting the money to a new car, paid 2 months of the new loan before my world literally fell apart, as was made redundant in November 2009, I stopped paying my repayments, I then lost both parents in an accident and basically couldn't bear to deal with this debt, so I ignore all communication from welcome finance which included knocks on the door, telephone calls and letters .
i eventually moved into a council property in the may of June 2010 as I could keep up with payments on my house anywayyyy it was around August time that I had a gentleman from hull court knock on the door an issue me with this ccj and attached a bill for 8,798 pound! My initial loan was 2,000 how is this?
So I filled out the form that was attached with the letter and explained all my incomings and outgoings and offered an amount to repay knowing full well I wouldn't be able to make the payments,
Well the form was posted back to the courts and to this day I've not heard anything back !?
2 years now and u haven't heard anything, I'm sick of worrying about going to jail over this am now ok back in employment , healthy and ready to make up for my stupid mistakes,
so basically I'm asking for advice to what I should do?
Contact citizens advice
ring welcome finance ( think they bankrupt now tho)
Go to courts mmyself seek a solicitor ?r
Could I be jailed?
Any advice would be really really appreciated
Kregards
alice
I will start by apologising about the size of this post :-( ...... Sorry
i have a pretty serious worry regarding a ccj I was given back in 2009
so my story starts,
in 2007 I took out a loan with welcome finance for £1,000 for the first 6 months of the loan everything was fine and dandy, was offered the chance off another £1000 pound on top, so decided on taking this and putting the money to a new car, paid 2 months of the new loan before my world literally fell apart, as was made redundant in November 2009, I stopped paying my repayments, I then lost both parents in an accident and basically couldn't bear to deal with this debt, so I ignore all communication from welcome finance which included knocks on the door, telephone calls and letters .
i eventually moved into a council property in the may of June 2010 as I could keep up with payments on my house anywayyyy it was around August time that I had a gentleman from hull court knock on the door an issue me with this ccj and attached a bill for 8,798 pound! My initial loan was 2,000 how is this?
So I filled out the form that was attached with the letter and explained all my incomings and outgoings and offered an amount to repay knowing full well I wouldn't be able to make the payments,
Well the form was posted back to the courts and to this day I've not heard anything back !?
2 years now and u haven't heard anything, I'm sick of worrying about going to jail over this am now ok back in employment , healthy and ready to make up for my stupid mistakes,
so basically I'm asking for advice to what I should do?
Contact citizens advice
ring welcome finance ( think they bankrupt now tho)
Go to courts mmyself seek a solicitor ?r
Could I be jailed?
Any advice would be really really appreciated
Kregards
alice
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