Tweet
hiya all , i took out a loan from flm in novemeber 2007 so i could get married. my guarantor said as a wedding present that he would pay it. fast forward to feb 2012 i find i have a CCJ from march 2011 and my guarantor never paid a penny. i made a few payments then they started being really threatening and demanding more money £150+ a month which i just didnt have. so my question is when does my default actually start and end and do i have a new default cos i stopped paying earlier this year ? thanx in advance x
Loading...
-
Tags: None -
Re: default
Hiya x
Welcome to Beagles :beagle:
I'm a bit confused. Was this loan in your name only? How come you did not receive any letters notifying you of non payment? Were you aware of the CCJ at the time? Why wasn't the Guarantor involved formally at this point?
If you had a CCJ with a payment order in March 11 and you have now defaulted on those court ordered payments, you may face serious enforcement action, such as court appointed bailiffs or a charging order if you own a home?
A default is a negative marker on your credit file that lasts 6 years, a CCJ is a Court Order that also stays on your credit file for 6 years. You wont get another 'default', you will probably face an escalation in action due to non payment of the CCJ."Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012
)
I am proud to have co-founded LegalBeagles in 2007
If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page
If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. com -
Re: default
yes loan was in my name only i had moved twice in 4 years and they said they had my current address but my old postcode and my so called friend had gone to ground he also has a CCJ for this. I only knew of the CCJ when they contacted me in february and i havent heard from them since late march/early april so the CCJ was on my file a good year before i found out. i dont own my own home so at least i know i have a roof over my headComment
Comment