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Hi all
Having some hassle with BCS, will try and keep this short....
Basically have an old debt from a mobile phone contract, was originally orange now known as everything everywhere. Basically fell out with them and incurred some debt which was eventually taken on by firstly fredrickson, then lowell portfolio, now being manhandled by BCS.
I made a couple of payments to lowell with a payment card they supplied, then stopped and heard nothing til i recieved a court summons from northampton regarding a ccj that BCS had applied for, stupidly i ignored it til a hand delivered note arrived from a bailiff, to avoid anymore hassle i decided to pay up the amount on the letter received from the bailiff, £176, once i had paid this i assumed all was squared and that was that.
Had another letter from BCS today saying i still owe £280 and another ccj is pending that will incur another £176 so i called to query what the last payment had been to be told that £176 was for bailiff fees and not the original debt, foolishly maybe i offered a settlement of £200 to settle once and for all, which they refused.
Im a bit naive i guess in things like this, is it worth me raising the £280 to get these jackals off my back or am i being taken for a mug paying them anything? They seem to have quite a reputation, also as i have made payments have i no option but to keep paying?
Appreciate any help or advice
Having some hassle with BCS, will try and keep this short....
Basically have an old debt from a mobile phone contract, was originally orange now known as everything everywhere. Basically fell out with them and incurred some debt which was eventually taken on by firstly fredrickson, then lowell portfolio, now being manhandled by BCS.
I made a couple of payments to lowell with a payment card they supplied, then stopped and heard nothing til i recieved a court summons from northampton regarding a ccj that BCS had applied for, stupidly i ignored it til a hand delivered note arrived from a bailiff, to avoid anymore hassle i decided to pay up the amount on the letter received from the bailiff, £176, once i had paid this i assumed all was squared and that was that.
Had another letter from BCS today saying i still owe £280 and another ccj is pending that will incur another £176 so i called to query what the last payment had been to be told that £176 was for bailiff fees and not the original debt, foolishly maybe i offered a settlement of £200 to settle once and for all, which they refused.
Im a bit naive i guess in things like this, is it worth me raising the £280 to get these jackals off my back or am i being taken for a mug paying them anything? They seem to have quite a reputation, also as i have made payments have i no option but to keep paying?
Appreciate any help or advice
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