** WON ** CL Finance trying to get CCJ without default notice - PLEASE HELP!

[miliitant]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

still waiting a response

it is to early yet

the court will now issue an AQ or the claim withdrawn

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

Hello guys!

Sorry I hadn't checked the thread because I have been ill. However, I received a response from Cohen today!

In response to my defence and to avoid further legal action their client (Clueless finance!) are happy to accept a settlement figure of £80 of their debt of £164.50 (95.50 was the debt, 50 court referral fee and 15 solicitor fees).

At first I was extremely happy, well I am still happy because this is a good result. However, I have not had a response from the court and I am interested to know why the sudden change of heart and vast reduction in the debt...(maybe the debt is not enforceable) What are your views?

[alsagerman]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

I'd be inclined to wait for the court response. If they throw it out you've saved yorself £80. Did Cohen put a time limit on your acceptance of their very kind offer?

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

Yes, I have until the 2nd August 2012

[miliitant]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

hello miss

so cohen sent back an offer did he

it seems that defence i did has him a bit worried:tinysmile_kiss_t4:

prob that bit on setion 196 lop act 1925


WAS THE OFFER SENT BY COHEN MARKED WITHOUT PREJUDICE AT THE TOP (IMPORTANT)

£15 solicitor fees, he knows he cant add solicitor fees on a small claim track :tinysmile_hmm_t2:

cohen will now get an AQ from the court and to continue will cost him more money,
now an exchange of defence has been sent we go into the realms that the claim can never be re-issued again if he discontinues
cpr part 38 comes into play

cohen seems to be playing the last throw of the dice before he withdraws as usual

i myself would drop cohen a line/email and state thankyou for your kind offer but no thank you and i will argue my case in court

BUT ONLY YOU CAN MAKE THAT DECISION, NOT ME

the ball is now and truly back in cohens court

the very worst than can happen is in three months you get a judgement against you, pay within 28 days then their will be NO JUDGEMENT OR CCJ

so put a few quid away for a few months for a safety net

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

I agree with you miliitant, I had a feeling there was something behind this 'kind' offer, especially as the original debt is £95.50 and now they are willing to accept £80.

I think I will wait for the court response. :tinysmile_grin_t:

[miliitant]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

any news

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

No updates just yet. my laptop is broken so I don't have regular internet access.

I have only just sent a kind response to advise I will not be taking them up on their offer and I will wait to hear the outcome from the courts.

No response from the courts yet.

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

Good morning and happy friday to you all! I have some excellent news to share... I received a letter from Cohen saying his client/CL Finance have decided to discontinue the claim. They have attached a copy of a notice of discontinuance which has been sent to the court.. Thank you all for following the post and providing any advice. Extra special thanks to miliitant! Your a star!

[miliitant]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

what did i tell you

seems they did not like that defence

go on now

go for a pint, enjoy yourself

you have earned it :tinysmile_grin_t:

i do like it when a plan comes together

HOW ABOUT MARKING THIS THREAD AS A SUCESS FOR FUTURE READERS FOR A GREAT TEAM EFFORT

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

How do I mark this as a success? I am a little new this site...

[miliitant]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

How do I mark this as a success? I am a little new this site...

i was jesting

ime sure the site team would oblige

told you cohen would climb down, did i not, not that he is predictable

[Guest]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

Well done!