** WON ** CL Finance trying to get CCJ without default notice - PLEASE HELP!

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

Hello,

Just realised my court papers are due back 06/06/2012! What should I do! I've missed the deadline.
Court papers were issued on 8/05/2012 but I am not sure if they will allow an extension beyond the 28 days because of the bank holiday!

[miliitant]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

just get the papers into the court asap

cohen has agreed the 28 day extension so he prob will not go for a default judgement

the claim is northampton so do it on line now

leave the application order to one side for now

just tell the court that cohen has agreed a 28 day extension and fax that letter from cohen to the court

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

Thanks, I will complete this morning

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

I sent off the information for an extension. I received a response from the court advising that my notes had been taken, however action would be taken unless the solicitors request it.

Then, I received the information from Cohen Solicitors, there is the original agreement which was signed in 2004, a default notice which was sent out in September 2011, and the paperwork to confirm GE Money took over the account.

Cohen have also confirmed they have requested an extension until 21st June 2012.

What is the next step for me to take?....................

[miliitant]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

EVENING,SO WE HAVE 2 WEEKS

i need to see the default notice to begin with

delete your name and any ref number

scan the DN into your computer as a jpeg file, then google a program called photobucket to upload onto your thread, just ignore the adverts

any probs and i will help out

any assignment details

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

assignment details attached too

[miliitant]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

as stated
i need to see these documents

google photobucket

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

Hello,
Sorry for the delay, I think I have finally uploaded the documents which can be found at www.photobucket.com/miss-

the password is 'clfinance'

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

I have checked online and I can fill in a N244 form for no hearing and the cost is £25. Alot cheaper than if I do it by paper/post

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

Hello, I am getting a little worried as the court papers are due back in 48 hours and I have no idea what I am going to write in the defence apart from the legal fees should not be added on as this claim is within small claims.

Please help!

[miliitant]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

just got hold of your post

ill have something by the end of the day

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

thank you militant, you are a life saver. i was getting a little panicked. I will check back tomorrow morning.

[miliitant]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

looking at your agreement i noticed ACCOUNT COVER, SIGN THIS BOX IF YOU REQUIRE IT

please tell me more on this

isit ppi
was it paid with a single premium
is it a percentage on the outstanding balance each month, "get the idea"

[Miss-]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

I know it was a percentage of the balance each month but i can't quite remember what it was for. it was some kind of insurance, it is quite possible it was PPI. I removed it from the account 6-12months later to reduce the payments.

[miliitant]

Re: CL Finance trying to get CCJ without default notice - PLEASE HELP!

it all helps

posting a message for the site team

Cohens are not permitted to add legal fees to any claim under the Small Claims Track.

i believe that is under cpr, practice direction 27

can i have confirmation as it will be added to the defence

many thanks