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because we havent received the payment we have been asking for from you ,we are now consideing further action to recover the amount owed .
after 28 days we may issue a default against you if you do not bring your account fully up to date or send us payment we require.befor we default your account ,we will send a default notice which will ask you to bring your account fully up to date.if we issue a a default against you ,this will be a serious breach of terms and congtions of your capital 1 agreement .the default will be registerd with credit refference agencis .this information is held on your file and shared with other lenders to show how you managed your financle relateionship with us and payment history and stay there for six years ...its inportant that you protect your credit rateing as it influences your abilty to obtain credit ,loans,such as mortgages ,mobiles,phone contracts or hire purches agreements .in addition ,some employers are increasingly carrying out credit checks before offering employment. we may also pass your acount to a debt recovery agency /or take legal proceedings this may lead to the following .. 1) a charging order over your property-this is a court judgment ,which we may get against you ..this gives us security over your property for repayment of the debt .
2)ann attachment of earnings order-this means payment woild be deducted salary arrangment with your employer
legal costs may be added to your ballance
visits to your home to collect the ballance
to avoid this actions happening you must call us to discuss how you can repay this debt call our specialist accounts managers
after 28 days we may issue a default against you if you do not bring your account fully up to date or send us payment we require.befor we default your account ,we will send a default notice which will ask you to bring your account fully up to date.if we issue a a default against you ,this will be a serious breach of terms and congtions of your capital 1 agreement .the default will be registerd with credit refference agencis .this information is held on your file and shared with other lenders to show how you managed your financle relateionship with us and payment history and stay there for six years ...its inportant that you protect your credit rateing as it influences your abilty to obtain credit ,loans,such as mortgages ,mobiles,phone contracts or hire purches agreements .in addition ,some employers are increasingly carrying out credit checks before offering employment. we may also pass your acount to a debt recovery agency /or take legal proceedings this may lead to the following .. 1) a charging order over your property-this is a court judgment ,which we may get against you ..this gives us security over your property for repayment of the debt .
2)ann attachment of earnings order-this means payment woild be deducted salary arrangment with your employer
legal costs may be added to your ballance
visits to your home to collect the ballance
to avoid this actions happening you must call us to discuss how you can repay this debt call our specialist accounts managers
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