Lowells/Mucky Hall.

[shell]

Just received a pleasant surprise from Mucky Hall. I have a debt that is statute barred as of September 2011, Lowells was attempting to deal with it. They sent me a letter about a week before it became S/B, I ignored it. Today I got a letter from Mucky offering me all kinds of settlement offers. Isn't that kind of them?

They end the letter stating they look forward to hearing from me. I'm sure they do!

[Mrs James]

Re: Lowells/Mucky Hall.

I got the very same letter this morning! lol

[Curlyben]

Re: Lowells/Mucky Hall.

ROFLMAO
The new owners clearly haven't changed anything about Mucky's "collection" techniques
I'm currently waiting for a visit from their paramilitary section, meritforce, on a debt that has been with the FOS for the last 4 years

[Angry Cat]

Re: Lowells/Mucky Hall.

ROFLMAO
The new owners clearly haven't changed anything about Mucky's "collection" techniques
I'm currently waiting for a visit from their paramilitary section, meritforce, on a debt that has been with the FOS for the last 4 years

Meritforce, their paramilitary section?

What a HOOT.
Last time I encountered one, it was an old grey haired man in a mac...

[Curlyben]

Re: Lowells/Mucky Hall.

Well THEY think that a threat of the doorstep monkeys will make people pay up faster.
Shame on them really...

[Mrs James]

Re: Lowells/Mucky Hall.

They are truly amazing offers! lol

Option 1 - Pay only 50% - if cleared by the end of the month

Option 2 - Pay only 60% - if cleared by the end of next month and you pay a £25 holding payment.

Option 3 - Pay only 70% - if cleared by the end of next month and you pa a £10 holding payment.

And if I'm not the named person I should contact them to let them know! Yeah right! lol

[labman]

Re: Lowells/Mucky Hall.

Might be worth dropping them a SB letter (as long as you're sure it is!) just to stop the hassle.

[Curlyben]

Re: Lowells/Mucky Hall.

No point in writing to them as it only encourages a reply.

[rainydb]

Re: Lowells/Mucky Hall.

You must immediately call them, confirm that you are not the person named on the letter and then perhaps offer to pay anyway out of the kindness of your heart. Annoyingly, I paid a debt as a result of a letter like that last year. I now realise of course that I should never have accepted the 50% off. How hard can I kick myself?

[Curlyben]

Re: Lowells/Mucky Hall.

You must immediately call them, confirm that you are not the person named on the letter and then perhaps offer to pay anyway out of the kindness of your heart.

I hope you mean this part as a joke..

Annoyingly, I paid a debt as a result of a letter like that last year. I now realise of course that I should never have accepted the 50% off. How hard can I kick myself?

What's your address as I have a demand with your name on it here.
I must admit alot of these letters rely on the English trait of not questioning authority, hence the pay first and realise after.
As I always say a DCA MUST be put to strict proof of the lawful nature of any debt they claim you owe. If they can't well they might as well whistle Dixie for all the good it will do them..

[rainydb]

Re: Lowells/Mucky Hall.

Yes the first part was a joke!

Second point about payment, I was scared. I was genuinely in debt and they seemingly offered the chance to lower it a bit. I felt I was in the wrong for not having been able to make decent sized payments and they threatened people at the door etc. I have children and really didn't want them to grow up remembering the people that came to the door to collect money as being normal. These people thrive on people being depressed and feeling helpless to control their situation. This enables them to frighten people that either cannot understand their jargon or trust that their letters are correct. After all, they wouldn't be allowed to be in business if they were not trustworthy right? Sigh.

[ODC]

Re: Lowells/Mucky Hall.

Lowells have passed one of mine on to Muck Hall. Now I know Ive won.

Apparently the money I owe them must be lodged by 12 noon in 72hrs time

WTF